How to get motorhome insurance from Sterling NI
Give us a call
Tell us a little about yourself and your motorhome. We’ll compare quotes from our panel of insurers to help you find cover to suit your needs.
We listen to your needs
From weekends away to longer touring holidays, tell us how you use your motorhome. We’ll talk through the cover available and any optional extras.
We ask the right questions
We’ll ask you about your driving history, mileage and where you keep your motorhome to help us find a policy that reflects your circumstances.
Motorhome insurance for NI residents
Whether you’re arranging cover for your first motorhome or checking your options before renewal, our team is here to help.
As a motorhome insurance broker, we can search for insurance to suit your needs. Tell us about your vehicle, where you keep it and the trips you have planned. We’ll talk through the available options and explain the details, including any excesses, limits and optional extras.
Have a question about your quote? Just ask. We want you to understand your cover before you decide.
What to consider when choosing motorhome insurance
Your motorhome carries plenty of the things that make a trip your own. Alongside cover for the vehicle, think about what you take with you and where you want to go.
When you speak to us, ask about:
- Cover for personal belongings and camping equipment
- Breakdown cover for the journeys you have planned
- Travel to the Republic of Ireland and elsewhere in Europe
- Any changes or additions you’ve made to your motorhome
Available benefits depend on the policy and your circumstances. Some cost extra, and limits, excesses and exclusions apply.
Why choose Sterling NI for motorhome insurance?
Cover for belongings you take with you
Your motorhome carries more than just passengers. Speak to us about cover for your personal belongings and camping equipment.
European adventures
Planning to explore the Republic of Ireland or further afield? Tell us where you’re going and how long you’ll be away, so we can help you find cover for your trip.
Wide range of optional extras
Ask us about optional extras, including breakdown cover, to complement your motorhome insurance. We’ll explain the options and any additional costs.
Cover that considers your motorhome
Tell us about your motorhome, including any conversions or modifications. We’ll use these details to help find insurance that suits your vehicle and how you use it.
Planning to take your motorhome further afield?
A trip from Northern Ireland might mean crossing the border for a weekend or taking the ferry for a longer holiday. Before you set off, check that your insurance matches your plans.
Let us know which countries you’ll visit and how long you’ll be away. We can talk through the travel cover available and explain any restrictions, so you know what to expect before you pack up.
Get a motorhome insurance quote in Northern Ireland
Have your vehicle details and an idea of your annual mileage ready, along with information about the drivers and where the motorhome is kept. Tell us about any modifications and trips abroad too.
Frequently asked questions
What is specialist motorhome insurance?
Motorhome insurance is designed for a vehicle that combines transport with living accommodation. The protection you get depends on the policy, so check what’s covered for the vehicle, its fittings and any belongings you take away.
How much is motorhome insurance in Northern Ireland?
Your quote will depend on details such as your motorhome, your driving history and how you use the vehicle. Where you keep it and the cover you choose can also affect the price. Speak to us for a quote based on your circumstances.
Will I be covered in the Republic of Ireland?
Check your policy before crossing the border. Tell us if trips to the Republic of Ireland are part of your plans, even if you’re only going for the day. We can explain the cover available, including the level of protection and any time limits that apply.
Are my belongings covered inside my motorhome?
With your motorhome insured through Sterling NI, you can add personal possessions cover from £35. This provides up to £12,000 of cover across the policy year for eligible items inside your motorhome, including camping equipment. Cover includes fire, lightning, malicious damage, storm, flood and theft following forcible entry to a locked vehicle. A £100 excess, item limits and exclusions apply.
What if I only use my motorhome occasionally?
Tell us how often you use it and give an accurate estimate of your annual mileage. We can offer laid-up cover against fire and theft while your motorhome’s off the road if needed. Ask about cover both while you’re travelling and when the vehicle is stored, so you can consider your needs across the year.
