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Motorhome Insurance

Prices for Sterling’s motorhome insurance start from £165. Whether you use your motorhome for short weekend breaks or travel further afield in it, we can find a policy to suit your needs. Call us for our best prices.

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Rated Great
Rated ‘Great’ based on 10,316 reviews
Motorhome Insurance from just £165!

Let Sterling help you find cheap motorhome insurance

Motorhome owners get the best of both worlds. They’re able to make the most of the great outdoors while enjoying the comfort and facilities of their accommodation.

It doesn’t matter if you’re planning an overnight stay, a holiday, or a longer trip across Europe, your holiday home on wheels has everything you need. So for your peace of mind, you will want a policy for your own needs.

Sterling covers motorhomes of all makes and models, and we will shop around our insurance providers to find you the best prices. If you plan on doing any work to your motorhome, we will also include cover modifications on a like-for-like basis.

The benefits of getting a policy with Sterling

  • Prices start from £165 a year (short term cover also available)
  • Motorhome insurance for all makes and models
  • Cover for personal possessions up to the value of £2,000
  • Includes European cover for up to 90 days (longer trips can be covered)
  • Breakdown cover, camping gear, keycare, misfuelling (optional extras)
  • Claims hotline open 24/7

Check out our other Motorhome policies

Prices start from £165 a year

Whether you’re planning a road trip across Europe or spontaneous nights away, let us know how you plan on using your motorhome and we will find the right policy. If you’ll be using it for a short time during the year, temporary insurance may be a cheaper option. So tell us your needs, and we’ll explore all the possibilities.

Motorhomes of all makes and models covered

Motorhomes come in all shapes and sizes. From the VW Westfalia or a Hymer to a Mercedes Sprinter or a Winnebago, we can insure any make or model. If you plan on doing any restoration or work on your vehicle, we also cover modifications on a like-for-like basis. Just let us know about the work carried out.

Personal possessions cover up to £2,000

If your belongings are accidentally damaged or stolen inside the motorhome during your trip, we can cover personal possessions up to the value of £2,000. As motorhomes tend to come equipped with cooking facilities, our policy also covers any damage caused through using cooking or heating equipment.

European cover for up to 90 days (longer trips can be covered)

Sterling policies allow you to drive through Europe in your motorhome for up to 90 days for free if your vehicle is registered in the UK. We can also help motorists with insurance paperwork – known as an insurance Green Card – for longer trips. Our motorhome policies also includes legal protection up to £100,000.

Breakdown cover, protection for camping gear (optional extras)

Add Sterling’s home-start service and European / UK breakdown cover to your motorhome insurance policy. It’s ideal for keeping you on the move. We also offer standalone camping equipment cover which protects all camping-related furniture and furnishings, personal possessions, luggage and camping accessories.

Claims hotline is open 24/7

Sterling’s UK based claim line is open 24 hours a day, 365 days a year. If you need to make a claim, we will be here for your call.

Get a quote with us!

It's easy.

Frequently asked questions

  • Fully comprehensive car insurance, third party fire and theft or third party only options available.
  • Policy covers damage caused through using heating and cooking equipment.
  • Includes legal protection up to £100,000.
  • Motorhome rally days can be covered.
  • Includes in car entertainment cover.
  • Speak to us about salvage retention, cover for dismantled parts.
  • Uninsured loss recovery for non-fault claims.
  • Agreed Value cover (optional).

Sterling also offers standalone camping equipment cover. From just £26.50, you can protect all of your camping equipment, whether you’re spending the weekend in the English countryside, or going on a three month trip around Europe.

It will protect all furniture and furnishings associated with the camping trip, personal possessions, luggage and camping accessories, subject to an excess of £25.

Great caravan insurance and campervan policies are also available.

Don’t let expensive motorhome insurance cover put a dampener on your motorhome trip. Sterling can get your motorhome covered with a peace of mind policy – fully comprehensive or third party, fire and theft – at an incredibly good price.

Sterling can also provide a great insurance deal on left hand drive vehicles, restored buses and modified campers. In fact, no matter what your motorhome, we will come up with a personal quote.

Prices for Sterling’s motorhome insurance is so competitive it will get you in the mood for a holiday. But there are ways you can save even more money:

  • Agree a Limited Mileage deal. If you will only drive short trips away, let us know as this may lead to savings.
  • Get a discount on a multi-car policy. If your motorhome is one of a number of vehicles you own, explore a multi-vehicle policy as it could lead to savings.
  • Consider short-term insurance cover. It could be the perfect length of time for your holiday, and a cheaper insurance option.
  • Fit security measures on your vehicle. Adding security alarms or trackers can reduce the price of your motorhome insurance premium.  
  • Join a motorhome owner’s or caravan club. You could qualify for a 20% discount if you are a member of an owner’s club.

Even better deals over the phone

Our best motorhome policies and prices do not appear on price comparison sites and are not available online.

So let us compare prices for motorhome insurance with the levels of cover available. We’ll take quotes from multiple insurance providers to ensure you get the very best deal.

Help is here when you need it

Sterling’s claim line is open 24 hours a day, 365 days a year.

If you ever need to make a claim, someone will be here for you at the other end of the phone.

Our staff are based in the UK

Whether you’re calling for a quote or want to make a claim, our staff are based in the UK and ready for your call.

As soon as you agree the policy terms, your insurance can be issued on the same day.

30 years’ experience in the industry

Our senior staff have been working in the insurance industry for 30 years.

It means we can help if you need to find cover for situations or circumstances that are a bit more specialist.

Get a quote with us!

It's easy.

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