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Canal boat on the water in the UK
Canal boat on the water in the UK

Car Insurance with No Fixed Address

Those with no fixed abode can struggle to insure their car. Whether you’ve swapped a house for a canal boat, life on the road or the open seas, we offer car insurance with no fixed address.

Those with no fixed abode can struggle to insure their car. Whether you’ve swapped a house for a canal boat, life on the road or the open seas, we offer car insurance with no fixed address.

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Rated Great
Rated ‘Great’ based on 3,938 reviews

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Rated Great
Rated ‘Great’ based on 3,938 reviews
Car Insurance with No Fixed Address from just £335!

Get car insurance without a permanent address

There are plenty of reasons why you might not have a fixed address, but that doesn’t mean you shouldn’t be allowed to own and drive a vehicle. At Sterling Insurance, we cover car owners in a range of different situations, including those who are:


The benefits of getting a policy with Sterling

  • Prices start from £335 a year
  • Free European cover for up to 90 days
  • Up to £100,000 of legal cover on every policy
  • Windscreen cover included as standard
  • Optional extras for breakdown, gadget, keycare and misfuelling cover
  • Courtesy car in the event of an accident (depending on availability)

Prices start from £335 a year

Those without a fixed address can struggle to find affordable insurance – you might have even been refused car insurance by a number of providers. We compare quotes from a range of insurers to help secure you an affordable deal. Prices start from just £335 a year.

Free European cover for up to 90 days

Many travellers enjoy living without a fixed abode as it gives them extra freedom. If you use your car to travel in Europe, you can rest assured that our car insurance policies can cover you for up to 90 days as standard.

Up to £100,000 of legal cover on every policy

Our legal cover is a standard feature in our car insurance policies. If you’re ever involved in an accident that wasn’t your fault, legal cover can help you recover any out of pocket expenses.

Windscreen cover included as standard

Windscreens are surprisingly easy to damage and windscreen chips can progress into something much worse, such as a large crack. Our policies include windscreen cover as standard for peace of mind.

Optional extras for breakdown, gadget, keycare and misfuelling cover

Our policies have a wide range of optional extras available, including breakdown cover, gadget cover, keycare cover, no claims bonus protection and misfuelling cover. Perfect for dealing with the unexpected.

Courtesy car in the event of an accident (depending on availability)

Many rely on their car, whether for their commute or to simply pick up groceries. In the event your car cannot be used following an accident, we might be able to provide you with a courtesy car. Ideal if you lead a busy life. Please note that normal courtesy car rules apply and this will depend on availability.

Get a quote with us!

It's easy.

Frequently asked questions

Getting a quote couldn’t be any easier.

Sterling does the hard work for you

We think our quotation service is one of the swiftest in the business and your policy will be issued on the same day you agree the deal.

Let us compare the prices with the levels of cover. We’ll take quotes from multiple insurance providers to ensure you get the very best deal.


Help is here when you need it

Sterling’s claim line is open 24 hours a day, 365 days a year.

If an insurance customer needs to make a claim, we’ll be here for you. Be assured there will be a sympathetic ear at the end of the phone.

Our staff are based in the UK

Whether you’re calling for a quote or want to make a claim, our staff are based in the UK and ready for your call.

As soon as you agree the policy terms, your insurance can be issued on the same day.

30 years’ experience in the industry

Our senior staff have been working in the insurance industry for 30 years.

It means we can help if you need to find cover for situations or circumstances that are a bit more specialist.

Get a quote with us!

It's easy.

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