Whether you use your motorhome for short summer weekend breaks or long European trips, we can find a policy for you. Prices for Sterling’s motorhome insurance start from £165 a year.
Motorhome owners get the best of both worlds. You can make the most of the great outdoors while enjoying the comfort of your holiday home on wheels.
But when you depend on your motorhome for transport and daily living, it’s important to get an insurance policy that’s built around you.
That’s why we offer tailored motorhome insurance. With options for short-term cover, full-time van-life cover and cover for personal possessions, camping gear and more, we’re convinced we offer some of the best options available.
With access to a wide range of insurers, we can help find you affordable cover that suits your vehicle and budget. We understand that most people looking for a motorhome insurance quote have owned a daily driver for years and are simply looking for other ways to travel at their leisure. As a result, we can offer low-cost cover. Just tell us your needs and we’ll explore all the possibilities.
If you only use your motorhome during the summer months or a couple of weekends each year, our temporary motorhome insurance might suit you better. This will usually be more affordable as you only have to pay for the length of time you use your vehicle. We also offer laid-up cover, which provides protection against fire and theft while your motorhome’s in storage.
Whether you own a Class A, B or C motorhome, we can cover them all. This includes models from Hymer, Auto-Trail, Swift, Adria and Bürstner. We can also insure modified motorhomes on a like-for-like basis, classic models, imported left-hand drive RVs, restored buses, and more.
When you’re away from home, it’s natural to take a lot of your personal belongings with you. Our optional personal possessions insurance covers belongings you leave inside your motorhome up to a value of £12,000. We can also cover cooking equipment, and offer separate cover for camping equipment too.
Our policies allow you to drive through Europe in your motorhome for up to 90 days for free if your vehicle is registered in the UK. If you’ll be travelling for longer periods, let us know as EU cover can be extended on some policies.
You can make a policy your own with our wide range of extra benefits. From keycare and windscreen cover to agreed value and gadget cover, simply let us know which options you’d like to add to your motorhome insurance policy.
The cost of your motorhome insurance will depend on many factors, including the vehicle you choose, your driving history and any no claims bonus you’ve built up. As a result, it can be difficult to estimate how much your quote will be. For a better idea of your premium, get a quote with us directly.
If you have limited experience driving a large vehicle or you live in a higher-risk area (e.g. major cities), you might find that your premium is more expensive. That being said, if you’re a driver with experience driving motorhomes or campervans and you’re using your motorhome as a second leisure vehicle, it’s likely that your premium will be more affordable.
Let us know if any apply to you and you could get a discount on your insurance:
No, car insurance won’t cover the unique risks involved with both driving and living in a motorhome. If you’re thinking about buying an RV or motor caravan, you’ll need to take out specialist motorhome insurance so it’s properly covered.
Yes, we offer flexible temporary motorhome insurance and can cover your vehicle for as long as you need, including half a year.
In most cases yes, though private van insurance can be relatively affordable. This is because most motorhomes drive fewer miles than vans and aren’t usually used day-to-day as a van would be.
The easiest way is to search through your emails to find policy documents as most companies will email these to you when you’ve purchased cover. You can also use Navigate to check whether your motorhome is insured.
No, not typically. This is because motorhome insurance covers appliances and other fixed items within your home away from home. Standard van insurance doesn’t typically cover this.
If you’re over 80, give us a call and we can discuss your situation. We might be able to help.
Yes, we can cover those who live in their motorhome all year round, even if you don’t have a fixed address. We also offer home insurance if you’re leaving your property unoccupied for long periods while you travel – get in touch with us.
Yes, from just £26.50, you can protect all of your camping equipment, whether you’re spending the weekend in the English countryside or going on a three-month trip around Europe.
This cover protects all furniture and furnishings associated with the camping trip, as well as personal possessions, luggage and camping accessories, subject to an excess of £25.
Our best policies and prices do not appear on price comparison sites and are not available online.
So let us compare prices with the levels of cover available. We’ll take quotes from multiple insurance providers to ensure you get the very best deal.
Sterling’s claim line is open 24 hours a day, 365 days a year.
If you ever need to make a claim, someone will be here for you at the other end of the phone.
Sterling’s staff have many years of experience in the insurance industry. They’ve come across many different situations and scenarios, so speak to us whatever your needs. We will know if it’s a standard policy, or more specialist cover that you need.
Our senior staff have been working in the insurance industry for 30 years.
It means we can help if you need to find cover for situations or circumstances that are a bit more specialist.
