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Person cutting vegetables in their van with trees in the background
Person cutting vegetables in their van with trees in the background

Van-Life Insurance

Decided to live in your motorhome or campervan full time? Getting insurance can be difficult, especially as you won’t have a permanent address. At Sterling Insurance, we offer van-life insurance for motorhome and campervans.

Decided to live in your motorhome or campervan full time? Getting insurance can be difficult, especially as you won’t have a permanent address. At Sterling Insurance, we offer van-life insurance for motorhome and campervans.

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Rated ‘Great’ based on 3,938 reviews

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Rated Great
Rated ‘Great’ based on 3,938 reviews
Van-Life Insurance from just £275!

Modified and converted vans can be covered

Most vans have to be converted and modified before they can be lived in permanently, and this alone poses a problem for many insurers. We can cover a wide range of campervans and motorhomes, including modified and converted vans. Even self-built and completely unique campervans and motorhomes can be covered too.


The benefits of getting a van-life insurance policy with Sterling

  • Prices start from £275 a year
  • Van-life insurance for all makes and models
  • Cover for personal possessions
  • Includes European cover for up to 90 days (longer trips can be covered)
  • Breakdown cover, camping gear, keycare, misfueling (optional extras)
  • Claims hotline open 24/7

Prices start from £275 a year

Get peace of mind with our insurance for those living in a van from just £275 a year. Our policy can be tailored to your needs, whether you’re planning a European road trip, you’ll be touring around the UK, or you plan on staying in one town for the majority of the year.

Motorhomes and campervans of all makes and models covered

We insure a wide range of motorhomes and campervans, from professionally converted Mercedes Sprinters or VW Buses to self-converted Fiat Ducatis.

Personal possessions cover

Depending on the scheme you choose we can cover all types of personal possessions with a value of up to £2,000, including laptops and other gadgets, camping equipment, jewellery and clothes.

And even if the policy doesn’t cover your personal effects don’t worry as we have an additional product that covers personal possessions with a value of up to £2,500 for just £26.99 extra.

European cover for up to 90 days (longer trips can be covered)

Planning a tour of Europe? Just let us know how long you’ll be travelling in the EU and we can cover your trip abroad.

Optional extras like breakdown cover and protection for camping gear

Sometimes you just want a night under the stars and we don’t blame you for it, especially if you’ll be travelling to beautiful places. We offer a range of optional extras, including cover for your camping gear.

We also provide breakdown cover in the UK, Europe and beyond, so you can get roadside assistance in the event your van breaks down on your travels. In the UK alone, we have over 1,800 breakdown recovery specialists to help you in your time of need.

Claims hotline is open 24/7

Sterling’s UK based claim line is open 24 hours a day, 365 days a year. If you need to make a claim, we will be here for your call.

Get a quote with us!

It's easy.

Frequently asked questions

Nomadic van insurance for those living in their van full time is usually more expensive than regular motorhome or campervan insurance as there are a number of other risks associated with living and cooking out of your van. Our van-life insurance is available from just £275. The exact price will depend on various factors, including:

  • Your van’s modifications
  • How long you’ll be travelling for
  • Whether you need European cover

This is to be expected, but as long as you have a mailing address, this should be fine. Many people use a family member’s address for this.

Getting a quote couldn’t be any easier.

Sterling does the hard work for you

We think our quotation service is one of the swiftest in the business and your policy will be issued on the same day you agree the deal.

Let us compare the prices with the levels of cover. We’ll take quotes from multiple insurance providers to ensure you get the very best deal.


Help is here when you need it

Sterling’s claim line is open 24 hours a day, 365 days a year.

If an insurance customer needs to make a claim, we’ll be here for you. Be assured there will be a sympathetic ear at the end of the phone.

Our staff are based in the UK

Whether you’re calling for a quote or want to make a claim, our staff are based in the UK and ready for your call.

As soon as you agree the policy terms, your insurance can be issued on the same day.

30 years’ experience in the industry

Our senior staff have been working in the insurance industry for 30 years.

It means we can help if you need to find cover for situations or circumstances that are a bit more specialist.

Get a quote with us!

It's easy.

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