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Mini Car Insurance

Prices for mini insurance start from £125. Whether you drive an original Mini or a Mini Countryman, speak to Sterling for an insurance quote. We’re massive fans of this iconic British motor car, and will find you the right policy.

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Rated 'Great' based on 9,820 reviews
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Rated Great
Rated ‘Great’ based on 9,820 reviews
Car insurance for mini drivers from just £125!

Cheap insurance for your Mini

Give Sterling a call if you’ve been looking for Mini car insurance.

Your Mini may be a classic car, you may have customised it or it’s a much more recent model. Whatever kind it is, we can help you find cheap Mini insurance.

We have access to 30 insurers and can help you find the best price for fully comprehensive, third party, fire and theft or third party only cover.

Depending on the situation and circumstances, you may be able to get a cheaper policy with our modified car insurance or driver-specific policies. So speak to one of our team members, and we will do all the searching for you.

It’s always best to phone us for our best prices.

The benefits of getting a policy with Sterling

  • Prices start from £125
  • UK Call Centre
  • Cover for any kind of Mini, special deals for modified Minis
  • Legal protection up to £100,000 included
  • European cover for up to 30, 60 or 90 days included, subject to policy selection
  • Breakdown cover, keycare, misfuelling, windscreen (optional extras)
  • Claims hotline open 24/7

Prices start from £125

Sterling compares quotes from more than one insurance company so you get the very best deal on your Mini car insurance. Our policies will cover the classic car through to the modern BMW Mini. Phone one of our experts who will find a quote that’s the right level of cover for your needs.

Legal protection up to £100,000 included

Our legal cover is a standard feature in our Mini policies. So if you are ever involved in an accident that isn’t your fault, it can help you recover any out of pocket expenses afterwards.

Optional extras such as breakdown

Add Sterling’s home-start service and breakdown cover to your Mini policy. Our UK breakdown covers models under 15 years old, and the European covers models under 10 years old. Other optional extras include misfuelling cover, keycare, windscreen and protected No Claims Discount.

Cover for any kind of Mini

The Mini is an iconic British motor car which is still a key feature on our roads today. Whatever you drive, Sterling will help you find the right car insurance. Speak to us if you have a standout custom car as we also offer special deals on modified Minis. Let us find the right insurance for you.

Driving in the EU post-Brexit included (Up to 90 days)

Sterling policies allow you to drive through Europe for up to 30, 60 or 90 days for free if your Mini is registered in the UK. We can also help motorists with insurance paperwork – known as an insurance Green Card – after Britain leaves the European Union.

Claims hotline is open 24/7

Sterling’s claim line is open 24 hours a day, 365 days a year. If you need to make a claim, we will be here for your call.

Get a quote with us!

It's easy.

Frequently asked questions

  • Modifications covered on a like-for-like basis.
  • ICE cover available.
  • Cover for track days and rallies.
  • Independent Agreed Value cover (optional).
  • Salvage retention.
  • Cover for dismantled parts.
  • Left hand drive models are not a problem.

There are a number of ways you may be able to reduce the price of your insurance premium.

  • Transfer previous No Claims Bonus to your new policy. If you have managed to build a No Claims Bonus, you may be able to transfer this to your new policy.
  • Consider a limited mileage policy. If you will only drive short journeys in your Mini, let us know as this may lead to savings.
  • Add another responsible driver to the policy. Rather than increasing the cost, it can actually lead to reductions.
  • Multi-car policies can lead to discounts. If your Mini is one of a number of vehicles you own, explore insuring them all on the same policy.
  • Increase the voluntary excess you’re prepared to pay. Voluntary excess is the amount you agree to pay towards a claim if you make one –  but never commit to more than you can afford here.
  • Step up the security measures on your vehicle. Adding security alarms or trackers can reduce the price of your insurance premium.
  • Join a Mini owner’s club. If you’re a member of an owner’s club, you could qualify for a 20% discount.

Sterling insurance policies will cover any Mini on the road, from the original Mini through to the Mini Countryman.

So whether you drive a classic Mini Cooper, an Austin Mini Mayfair, a Rover Mini or even the very latest BMW Mini, Mini One, Sterling will have an insurance deal ideal for you. Special rates are also available for your modified Mini.

Speak to us direct – our best prices are over the phone.

Even better deals over the phone

Our best policies and prices for Mini car insurance do not appear on price comparison sites and are not available online.
So let us compare the cost of car insurance with the levels of cover available. We’ll take quotes from multiple insurance providers to ensure you get the very best deal.

Help is here when you need it

Sterling’s claim line is open 24 hours a day, 365 days a year.

If an insurance customer needs to make a claim, we’ll be here for you. Be assured there will be a sympathetic ear at the end of the phone.

Our staff are based in the UK

Whether you’re calling for a quote or want to make a claim, our staff are based in the UK and ready for your call.

As soon as you agree the policy terms, your insurance can be issued on the same day.

30 years’ experience in the industry

Our senior staff have been working in the insurance industry for 30 years.

It means we can help if you need to find cover for situations or circumstances that are a bit more specialist.

Get a quote with us!

It's easy.

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