E-scooters are a popular way to travel in e-scooter trial areas, especially for commuters. This is because they provide a fast, economical, and environmentally friendly way of getting from point A to point B. If you want to get e-scooter insurance once they are road legal, register your interest and we’ll contact you as soon as they’re allowed on public roads.
E-scooter trials are still taking place across the UK. Although they were originally supposed to end in November 2022, local participating authorities have been given the option to either end their trial or extend it until the end of May 2024. This has therefore affected when e-scooter are likely to become road legal.
Once electric scooters are road legal, we’ll be able to cover all e-scooter makes and models, from your standard types to your more lightweight types.
Our e-scooter insurance will be available in a range of different tiers depending on the type of insurance you need. From the minimum level of cover – third party only – to fully comprehensive cover, we have a number of different options.
Our legal cover is a standard feature in our insurance policies. If you’re ever involved in an accident that isn’t your fault, this can help you recover any out-of-pocket expenses afterwards.
Whether you’re from the UK, the EU, the USA, Canada, or many other countries, it’s likely that we will be able to accept your driving licence.
If you’ve fitted extra accessories to your e-scooter, we can cover these if these previously been disclosed. What’s more, fitting extra security features to your e-scooter could potentially reduce your insurance premiums.
If you get into an accident with an uninsured driver or rider, we won’t penalise you for this. This means you won’t lose your bonus or excess.
E-scooter legislation hasn’t yet been finalised – it’s likely that this will happen only when the trials have been concluded. However, if you’re thinking of buying a private e-scooter to use once they become road legal, it might be worth considering e-scooter insurance.
Given that e-scooters are fairly fast and quiet, they have their own unique risks on the road. They can also be an attractive target to thieves. Taking out insurance can help protect your e-scooter if anything happens
This will depend on your home and contents insurance policy. Given how new e-scooters are to the market, it’s unlikely that it will be covered. It’s unlikely that any home insurance policy will cover your scooter while it’s being used on the roads.
In order to take part in the current e-scooter trials, you need a full or provisional driving licence to rent one. It is still not clear if you’ll need a licence to ride a private e-scooter once the trials have been completed. Register to get notified when our e-scooter insurance goes live and we can let you know the requirements when you get a quote.
As privately owned e-scooters are not yet road legal, you won’t be able to get cover at the moment. Make sure to register with us for more information and you’ll be able to get a quote from us as soon as e-scooters are road legal. As a specialist insurance broker, we’re often able to get you an affordable insurance quote where other insurance providers cannot.
We think our quotation service is one of the swiftest in the business and your policy will be issued on the same day you agree the deal.
Our best policies and prices for car insurance do not appear on price comparison sites and are not available online.
Sterling’s claim line is open 24 hours a day, 365 days a year.
If you ever need to make a claim give us a ring. Someone will be there for you at the other end.
Whether you’re calling for a quote or want to make a claim, our staff are based in the UK and ready for your call.
As soon as you agree the policy terms, your insurance can be issued on the same day.
Our senior staff have been working in the insurance industry for 30 years.
It means we can help if you need to find cover for situations or circumstances that are a bit more specialist.