New Customers | Existing Customers

Get a free quote

Existing customers please call
Click here to close

E-Scooter Insurance

E-scooters are a popular way to travel in e-scooter trial areas, especially for commuters. This is because they provide a fast, economical, and environmentally friendly way of getting from point A to point B. If you want to get e-scooter insurance once they are road legal, register your interest and we’ll contact you as soon as they’re allowed on public roads.

Trustpilot logo
Rated Great
Rated 'Great' based on 9,498 reviews
Trustpilot logo
Rated Great
Rated ‘Great’ based on 9,498 reviews

When are e-scooters likely to become road legal?

E-scooter trials are still taking place across the UK. Although they were originally supposed to end in November 2022, local participating authorities have been given the option to either end their trial or extend it until the end of May 2024. This has therefore affected when e-scooter are likely to become road legal.

The benefits of getting a policy with Sterling

  • All makes of road-legal electric scooters covered
  • Full range of comprehensive, third party, fire and theft, and third party only cover options
  • Legal cover up to £100,000 included free of charge
  • UK and foreign licences accepted
  • Cover for disclosed accessories fitted to your e-scooter
  • No loss of bonus or excess if you’re hit by an uninsured driver

All makes of road-legal electric scooters covered

Once electric scooters are road legal, we’ll be able to cover all e-scooter makes and models, from your standard types to your more lightweight types.

Full range of comprehensive, third party, fire and theft, and third party only cover options

Our e-scooter insurance will be available in a range of different tiers depending on the type of insurance you need. From the minimum level of cover – third party only – to fully comprehensive cover, we have a number of different options.

Legal cover up to £100,000 included free of charge

Our legal cover is a standard feature in our insurance policies. If you’re ever involved in an accident that isn’t your fault, this can help you recover any out-of-pocket expenses afterwards.

UK and foreign licences accepted

Whether you’re from the UK, the EU, the USA, Canada, or many other countries, it’s likely that we will be able to accept your driving licence.

Cover for disclosed accessories fitted to your e-scooter

If you’ve fitted extra accessories to your e-scooter, we can cover these if these previously been disclosed. What’s more, fitting extra security features to your e-scooter could potentially reduce your insurance premiums.

No loss of bonus or excess if you’re hit by an uninsured driver

If you get into an accident with an uninsured driver or rider, we won’t penalise you for this. This means you won’t lose your bonus or excess.

Frequently asked questions

E-scooter legislation hasn’t yet been finalised – it’s likely that this will happen only when the trials have been concluded. However, if you’re thinking of buying a private e-scooter to use once they become road legal, it might be worth considering e-scooter insurance.

Given that e-scooters are fairly fast and quiet, they have their own unique risks on the road. They can also be an attractive target to thieves. Taking out insurance can help protect your e-scooter if anything happens

This will depend on your home and contents insurance policy. Given how new e-scooters are to the market, it’s unlikely that it will be covered. It’s unlikely that any home insurance policy will cover your scooter while it’s being used on the roads.

In order to take part in the current e-scooter trials, you need a full or provisional driving licence to rent one. It is still not clear if you’ll need a licence to ride a private e-scooter once the trials have been completed. Register to get notified when our e-scooter insurance goes live and we can let you know the requirements when you get a quote.

As privately owned e-scooters are not yet road legal, you won’t be able to get cover at the moment. Make sure to register with us for more information and you’ll be able to get a quote from us as soon as e-scooters are road legal. As a specialist insurance broker, we’re often able to get you an affordable insurance quote where other insurance providers cannot.

Call for our best deals

We think our quotation service is one of the swiftest in the business and your policy will be issued on the same day you agree the deal.

Our best policies and prices for car insurance do not appear on price comparison sites and are not available online.

Help is here when you need it

Sterling’s claim line is open 24 hours a day, 365 days a year.

If you ever need to make a claim give us a ring. Someone will be there for you at the other end.

Our staff are based in the UK

Whether you’re calling for a quote or want to make a claim, our staff are based in the UK and ready for your call.

As soon as you agree the policy terms, your insurance can be issued on the same day.

30 years’ experience in the industry

Our senior staff have been working in the insurance industry for 30 years.

It means we can help if you need to find cover for situations or circumstances that are a bit more specialist.

Image for customer area of website

Get a quote with us!

It's easy.

New Customers
This website uses cookies to improve your experience. We'll assume you're ok with this, but you can opt-out if you wish.
Read more