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Car Insurance

Sterling offers all types of car insurance with prices starting from £125 a year. Our very best prices are available over the phone, so call our UK Call Centre today for a quote whether you need fully comprehensive car insurance, third party, fire and theft or third party only.

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Rated 'Great' based on 9,820 reviews
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Rated Great
Rated ‘Great’ based on 9,820 reviews
Car insurance from just £125 per year!

How to get value for money car insurance

Give Sterling a call if you have been looking at car insurance quotes insurance and you’re still not sure which one to go for. All we need is your car information and driving history, and we may be able to offer an even better price.

Whatever you drive, we can provide cover for all car insurance groups. Whether your wheels are a popular make and model, or something more specialist like a modified car, classic car, kit car or motorhome, we will find the right policy for you.

Call us for the very best prices. We have access to a wide panel of insurance providers, and can find a deal that matches your needs and your budget.

The benefits of getting a policy with Sterling

  • Prices start from £125 a year
  • Legal protection included
  • Free European cover for up to 30, 60 or 90 days
  • Breakdown cover, keycare, misfuelling, windscreen (optional extras)
  • Monthly payments accepted
  • Claims hotline open 24/7

Prices start from £125 a year

Sterling compares quotes from various insurance companies so you get the very best deal. Phone one of our experts who will find a quote that works for you and your needs. Let us do all the work for you.

Legal protection included

Our legal cover is a standard feature in our car insurance policies. So if you are ever involved in an accident that isn’t your fault, it can help you recover any out of pocket expenses afterwards and possibly look to offer a hire vehicle as well as other benefits.

Driving in the EU included

Sterling policies allow you to drive through Europe for up to 30, 60 or 90 days for free if your vehicle is registered in the UK and subject to policy selection. We can also help motorists with insurance paperwork – known as an insurance Green Card – after Britain leaves the European Union.

Optional extras such as breakdown

Add Sterling’s home-start service and European / UK breakdown cover to your car insurance policy. It’s ideal for keeping you on the move. We also offer misfuelling cover, keycare, and windscreen cover as optional extras and protected No Claims Discount as a conditional policy benefit.

Make monthly payments

A payment plan is possible if you would prefer to pay for your car insurance in monthly instalments over 12 months. Just let us know this is what you would prefer, and a Direct Debit will be set up.

Claims hotline is open 24/7

Sterling’s claim line is open 24 hours a day, 365 days a year. If you need to make a claim, we will be here for your call.

Get a quote with us!

It's easy.

Frequently asked questions

  • Cover for all car insurance groups, including classic cars and modified cars.
  • Modifications price-matched on a like-for-like basis.
  • Salvage retention.
  • Cover for dismantled parts.
  • Uninsured loss recovery for non-fault claims.
  • Courtesy car available on some policies.

You’ll be surprised how reasonably priced Sterling’s fully comprehensive cover is, but there are ways you can save even more.

  • Transfer previous No Claims Discount to your new policy. If you have managed to build a No Claims Bonus, you may be able to transfer this to your new policy.
  • Consider a limited mileage policy. Agree a limited mileage policy if you are a low mileage driver
  • Step up the security on your vehicle. Adding security alarms, electronic immobilisers or trackers can reduce the price of your insurance premium
  • Lock your vehicle away. Keeping the car in a locked garaged overnight protects and keeps it secure
  • Multi car policies can lead to discounts. If you own different vehicles, explore insuring them all on the same policy.
  • Helping you once you’ve passed your test. If you are a young driver, get a black box fitted to help you improve your driving style to make you a better driver.
  • Join an Owners Club. Up to 20% discount for members of owners club.

  • Home-start and breakdown cover for the UK and Europe
  • Independent agreed value cover
  • Windscreen cover
  • Cover for driving other cars
  • Left hand drive models
  • Misfuelling protection
  • Keycare cover

Even better deals over the phone

Our best policies and prices do not appear on price comparison sites and are not available online.

So let us compare prices with the levels of cover available. We’ll take quotes from multiple insurance providers to ensure you get the very best deal.

Help is here when you need it

Sterling’s claim line is open 24 hours a day, 365 days a year.

If you ever need to make a claim, someone will be here for you at the other end of the phone.

Our staff are based in the UK

Whether you’re calling for a quote or want to make a claim, our staff are based in the UK and ready for your call.

As soon as you agree the policy terms, your insurance can be issued on the same day.

30 years’ experience in the industry

Our senior staff have been working in the insurance industry for 30 years.

It means we can help if you need to find cover for situations or circumstances that are a bit more specialist.

Get a quote with us!

It's easy.

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