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Instant Breakdown Cover

Don’t panic if your vehicle breaks down or isn’t starting, prices for Sterling’s instant breakdown cover start from £173.60. Of course, it makes sense to plan ahead, but sometimes you don’t think about breakdown insurance until you need it. So call us, we can arrange immediate cover for you.

Instant Breakdown Cover starts at just £173.60

Instant Breakdown Cover

It’s never too late to arrange breakdown cover

Sterling can help even if you’ve already broken down on the side of a road or your vehicle won’t start at home. Our instant breakdown cover is excellent value, and valid as soon as your policy is issued.

With most insurance, you take out a policy in advance with the possibility of needing to make a claim. Breakdown operators in the UK tend to have an exclusion timeframe of between 24 and 72 hours from the policy start date. This means no recovery claim can be made on these by a customer until the policy has been running for up to 3 days.

Phone 0344 381 9959 now to take out an instant breakdown policy. Then call Sterling Rescue where our team will dispatch a recovery service to attempt to fix your vehicle and organise any onward travel arrangements. As a multi trip policy, it will also provide you with cover for a whole year.

The benefits of getting a policy with Sterling

Instant breakdown cover available immediately from £173.60 a year
Immediate breakdown cover for cars, motorbikes and vans
Includes roadside assistance, recovery and home start
Access to 1,800 breakdown recovery specialists across the UK
Cover is for the vehicle, so anyone driving it is protected
Sterling Rescue lines are open 24/7, every day of the year

Immediate breakdown cover to get you back on the road

As soon as the policy is issued, Sterling Rescue’s breakdown services will be available to help with your onward travel. You can take out our instant breakdown cover even if your vehicle is already stuck on the roadside or won’t start on your driveway.

Reliable service for vehicles at the roadside

Our instant cover includes roadside assistance, recovery and home start services anywhere in the UK. We can also arrange recovery and transport to a local garage or home address within 20 miles of the breakdown. Don’t panic – Sterling Rescue is here to help.

Sterling’s helpful team is just a call away

When you call Sterling to purchase a policy or Sterling Rescue for our breakdown service, our UK Call Centre will be on hand to help. Just outline your needs and location – and we will do the rest of the hard work for you.

Prices start from £173.60 for instant breakdown cover

Sterling’s instant breakdown cover is valid as soon as the policy is issued. It will cover any pre-existing breakdown in the UK and is then valid for a year as a multi trip policy. Enough to try and get you back on the road for your onward travel.

Instant breakdown cover for cars, motorbikes and vans

Sterling’s instant breakdown cover is available for cars, motorbikes and vans that are aged up to 15 years. The policy is valid immediately and our efficient roadside recovery service will get to you wherever you have broken down in the UK.

Call for the best deal

Our best policies do not appear on price comparison sites and are not available online. So pick up the phone and call us on 0344 381 9959

Get a quote with us!

It's easy.

How does instant breakdown cover insurance work?

With most insurance, you take out a policy in advance of possibly needing to make a claim.

But other breakdown operators in the UK have cover exclusion timeframe on their standard products of between 24 and 72 hours. This means no recovery claim can be made as soon as the policy is purchased.

With Sterling’s instant cover breakdown insurance, you can take out a policy even after your vehicle breaks down or fails to start.

Simply phone Sterling 0344 381 9959 and take out an instant cover breakdown policy. Then phone Sterling Rescue and our UK Call Centre will dispatch someone to organise your onward travel.

Instant insurance will cover any pre-existing breakdown in the UK. It’s a multi-trip policy which means you have a whole years’ worth of protection thereafter. The instant cover will be limited to home service, roadside assistance and/or recovery to a local garage or home address within 20 miles of the breakdown.

What does Sterling instant cover breakdown insurance cost?

Here are a number of ways you can earn additional discounts on your Sterling comprehensive car insurance.

The price of Sterling’s instant breakdown cover depends on where you would like the policy to cover after your vehicle initially breaks down in the UK. Vehicles must be under 15 years old to qualify for instant breakdown cover.

  • £173.60 for cars and bikes
  • £190.40 for vans

How do I buy breakdown insurance from Sterling?

Getting a quote couldn’t be any easier.

Please call us – our best prices are available over the phone.

Access to 1,800 breakdown recovery specialists

Sterling Rescue can call on a network of 1,800 breakdown recovery specialists and local garages. We offer total UK coverage, so can help no matter where you break down.

It means our offering is comparable to that provided by household names like AA and RAC – except breakdown insurance with Sterling is about half the price.


We use the latest technology

Sterling’s claim line is open 24 hours a day, 365 days a year.

If an insurance customer needs to make a claim, we’ll be here for you. Be assured there will be a sympathetic ear at the end of the phone.

Our trained staff are equipped with the most up to date mapping technology to provide a fast and efficient service when you need it most.

We offer an efficient and reliable service that operates 24 hours a day, 365 days of the year. Whenever you need help, there will be someone to take your call.

Our staff are based in the UK

Whether you’re calling for a quote or want to make a claim, our staff are based in the UK and ready for your call.

As soon as you agree the policy terms, your insurance can be issued on the same day.

Cheap breakdown cover you can rely on

Our senior staff have been working in the insurance industry for 30 years.

It means we can help if you need to find cover for situations or circumstances that are a bit more specialist.

Get a quote with us!

It's easy.

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