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Breakdown Cover

Annual Breakdown Cover (UK)

Prices for Sterling’s UK annual breakdown cover start from £46.80. We also offer total UK coverage whether your vehicle breaks down at home, on the roadside or further afield. The policy cover is enhanced when breakdown cover is bought together with Sterling’s motor insurance.

UK Breakdown Cover starts at just £46.80

Annual Breakdown Cover UK

From as little as £46.80 a year, our prices are great value for money when you take into account the high cost of repairs and recovery of vehicles from the roadside.

It costs around £150 to be towed from a motorway. So Sterling’s UK breakdown cover could pay for itself in a single trip if you ever need to make a claim. Save even more if you purchase a breakdown policy with our motor insurance.

The cover includes a home start service, roadside assistance, repairs, recovery services and more. We will even transport you and up to five passengers to any one place you choose.

Whether your vehicle won’t start after bad weather or you live in London and your vehicle breaks down in Wales – we can find you a swift and reliable breakdown and recovery service.

The benefits of getting a policy with Sterling

Cover from £46.80 a year - amongst the best value on the market
Access to 1,800 breakdown recovery specialists across the UK
From cars to campers - breakdown cover for most vehicles
Includes call out, roadside assistance, national recovery service, home service
Cover is for the vehicle, so anyone driving it is protected
Sterling Rescue lines are open 24/7, every day of the year

Prices start from £46.80

Sterling always compares quotes from multiple products to make sure you get the very best deal. Whether you opt for your breakdown cover to be part of your motor insurance policy or would prefer a separate breakdown policy – we will find you the right one at the right price.

Breakdown assistance from anywhere in the UK

Your vehicle may be parked on your drive and won’t start, or you may be away with the family for a weekend. Whoever you’re with, whatever time it is – Sterling Rescue will be available to help wherever you are in the UK.

A breakdown policy which covers the vehicle, not just the driver

Sterling’s breakdown cover applies to the vehicle, rather than just the driver. So the policy remains valid even if another family member or friend is driving when the breakdown happens. This includes call-out, roadside assistance and vehicle recovery.

24/7 Recovery for vehicles at the roadside

We will help at the scene of the breakdown and get you back on the road – wherever you are in the UK and at whatever time. If we cannot fix your vehicle on the roadside, vehicle recovery and onward travel for the driver and up to five passengers will be arranged.

Home service on your doorstep

If your vehicle fails to start or breaks down at home, or within one mile of your home, Sterling Rescue will arrange the call-out and labour charges. The vehicle will be transported to the nearest available local garage if the repairs cannot be carried out quickly.

Call us for the best deal

Pick up the phone and call us for the very best deals. Let us do the work and find the right breakdown cover for you.

Get a quote with us!

It's easy.

What does Sterling Total UK breakdown insurance cost?

Sterling breakdown insurance is great value for money, but the cost will vary depending on the type of risk and whether the policy is taken in conjunction with your vehicle insurance.

The regular cost without vehicle insurance is £46.80 for cars and bikes. Vans start at £74.80 and Motorhomes/Campers from £80.40. (Vans and Motorhomes/Campers are covered up to 3,500kg).

If purchased as part of your vehicle insurance you will qualify for the enhanced cover including EU cover at a reduced cost of £59 for cars, £56 for bikes, £42 for classic and kit cars, £95 for motorhomes and £95 for vans or pickups over 2,500 kgs.

How do I buy breakdown insurance from Sterling?

Getting a quote couldn’t be any easier.

Please call us – our best prices are available over the phone.

Have you broken down in the UK?

Call 0330 123 1146 if you have a breakdown policy with Sterling.

Sterling Rescue operates 24 hours a day, 365 days a year.

Access to 1,800 breakdown recovery specialists

Sterling Rescue can call on a network of 1,800 breakdown recovery specialists and local garages. We offer total UK coverage, so can help no matter where you break down.

It means our offering is comparable to that provided by household names like AA and RAC – except breakdown insurance with Sterling is about half the price.

We use the latest technology

Sterling’s claim line is open 24 hours a day, 365 days a year.

If an insurance customer needs to make a claim, we’ll be here for you. Be assured there will be a sympathetic ear at the end of the phone.

Our trained staff are equipped with the most up to date mapping technology to provide a fast and efficient service when you need it most.

We offer an efficient and reliable service that operates 24 hours a day, 365 days of the year. Whenever you need help, there will be someone to take your call.

Our staff are based in the UK

Whether you’re calling for a quote or want to make a claim, our staff are based in the UK and ready for your call.

As soon as you agree the policy terms, your insurance can be issued on the same day.

30 years’ experience in the industry

Our senior staff have been working in the insurance industry for 30 years.

It means we can help if you need to find cover for situations or circumstances that are a bit more specialist.

Get a quote with us!

It's easy.

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