Whether you drive a Smart Fortwo, a Smart Forfour, a Smart Roadster, a Smart Brabus or any other model, get a Smart Car insurance quote from the experts at Sterling.
Why choose Sterling for Smart Car policies?
We specialise in Smart Car insurance and can find policies to suit your budget and personal circumstances, even for young drivers. Your standard Smart will probably be in insurance grouping six, but if you or someone else has modified it in any way, we can even help find you a deal on this too.
The benefits of getting a policy with Sterling
- Prices start from £295
- Cover for any kind of Smart Car model
- Legal protection up to £100,000 included
- European cover for up to 90 days included
- Breakdown cover, keycare, misfuelling, windscreen (optional extras)
- Claims hotline open 24/7
Prices start from 80p per day
Affordable Smart Car Insurance can be hard to find. We work with a wide panel of insurance providers to offer value-for-money policies without compromising on the level of cover you choose to take out.
Cover for any kind of Smart Car
Policies can cover every kind of Smart Car on the market, and we can find the right cover for your personal circumstances. Options include fully comprehensive cover, third party fire and theft and third party only. Legal protection up to £100,000 is also included.
Green Card cover for driving in the EU post-Brexit
Legal cover is a standard feature in Smart Car insurance policies. So if you are ever involved in an accident that isn’t your fault, this can help you recover any out-of-pocket expenses afterwards.
Driving in the EU included
Policies allow you to drive through Europe for up to 30, 60 or 90 days for free if your Smart Car is registered in the UK. We can also help motorists with insurance paperwork, known as an insurance green card.
Optional extras such as breakdown
Add Sterling’s home-start service and UK/European breakdown cover to your policy. It’s ideal for keeping you on the move if your vehicle lets you down. Other optional extras include misfuelling cover, keycare, windscreen and protected No Claims Discount.
Claims hotline is open 24/7
Our claims line is open 24 hours a day, 365 days a year/ If you need to make a claim, we will be here for your call.
Frequently asked questions
How much does Sterling’s Smart Car insurance cost?
Policies are remarkably good value for money and can cost from as little as £295. We offer flexible payment terms so you can pay the full premium up front or pay by monthly instalments; the choice is yours.
How can I save more money on my car insurance?
There are a number of ways you may be able to reduce the price of your insurance premium.
- Transfer previous No Claims Bonus to your new policy. If you have managed to build a No Claims Bonus, you may be able to transfer this to your new policy.
- Consider a limited mileage policy. If you will only drive short journeys in your Smart Car, let us know, as this may lead to savings.
- Add another responsible driver to the policy. Rather than increasing the cost, it can actually lead to reductions.
- Multi-car policies can lead to discounts. If your Smart Car is one of a number of vehicles you own, explore insuring them all on the same policy.
- Increase the voluntary excess you’re prepared to pay. Voluntary excess is the amount you agree to pay towards a claim if you make one – but never commit to more than you can afford here.
- Step up the security measures on your vehicle. Adding security alarms or trackers can reduce the price of your insurance premium.
- Join a Smart Car owner’s club. If you’re a member of an owner’s club, you could qualify for a 15% discount.
What are the added benefits of Sterling’s insurance?
- Left-hand drive models are not a problem.
- In-car entertainment cover available.
- Cover for track days and rallies.
- Independent Agreed Value cover (optional).
- Salvage retention.
- Cover for dismantled parts.
How do I get an insurance quote from Sterling?
- Call Sterling on 0344 381 9990
- Use the online call back service
