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Luggage Trailer Insurance

Luggage Trailer Insurance

Prices for luggage trailer insurance start from £90. If you ever need to tow a trailer to transport luggage, whether it’s for a holiday or a house move, then speak to our team about cheap trailer insurance. Call us - our best prices are often over the phone.

Luggage Trailer Insurance from just £90!

Do I need separate insurance for my luggage trailer?

Luggage trailers are great when you need extra space in your vehicle – perhaps if you’re travelling to a holiday destination or moving home. But all that extra cargo increases your risk of loss in the event of a mishap, so you should consider luggage trailer insurance too.

Most comprehensive car and van insurance policies cover towing a caravan or trailer, but usually only for third party liability. It means you would be covered for any injury to a third party or damage to their property, but not if your luggage trailer was damaged in an accident that was your fault. You would also not be covered for theft or fire damage.

Insurance for your trailer will provide peace of mind when it comes to these issues. Sterling’s best deals are available over the phone.

Benefits of getting a policy with Sterling

Prices start from £90
Cover for commercial and domestic use available
Covers trailers up to the value of £40,000
Includes up to £1m public liability cover
European cover for up to 30 days included
Claims helpline open 24/7

Prices start from £90

Insurance brokers like Sterling find quotes from various insurance companies so you get the very best deal for your trailer insurance. Phone our team who will find a price that works for you and your needs. Discounts are available if you fit a data tag security system.

Cover for trailers up to the value of £40,000

Sterling will cover a trailer up to the value of £40,000, whether it’s used for work or pleasure. We can insure trailers for all kinds of needs. Call our team, let them know your circumstances, and we will find the policy for you.

Includes European cover (for up to 30 days)

As well as being covered in the United Kingdom, Channel Islands and the Isle of Man, our trailer policies also include up to 30 days in the European Union. Your trailer must be registered in the UK. Extensions for longer periods and to locations further afield are available on request.

Cover for commercial and domestic use available

If you’re ever involved in an accident that isn’t your fault, things can be far from straightforward. Our legal cover is a standard feature in our car insurance policies, and it can help you recover any uninsured losses.

Up to £1m in public liability cover

Sterling will also provide you with up to £1m public liability cover with its trailer insurance. As a standard feature in all of our trailer policies, it provides you with a certain level of cover if anything unexpected happened.

Claims hotline is open 24/7

Sterling’s UK based claim line is open 24 hours a day, 365 days a year. If you have damage to your trailer or something happened and you need to make a claim, we will be here for your call.

Get a quote with us!

It's easy.

What else does Sterling luggage trailer insurance include?

  • Covers accidental damage, fire and theft.
  • New for old cover on trailers up to three years old.
  • Up to 17.5% discount for trailers fitted with security devices.

Are there any safety guidelines I need to know to tow a trailer?

  • The laden weight of your luggage trailer and contents must be within the vehicle’s towing ability and not more than 85% of the car’s kerb weight if the luggage trailer has brakes – 50% if it hasn’t. (Please note: Depending on when you passed your driving test  the towing allowance may differ. Check for the latest Department for Transport advice.)
  • Maximum luggage trailer width in the UK and EU is 2.55m.
  • Indicators, lights and brakes (where fitted) must work and the luggage trailer must display the same number plate as the towing vehicle.
  • Luggage trailer speed limits on UK roads are 60mph for motorways and dual carriageways and 50mph on single carriageway roads. Luggage trailers cannot use the outside lane of a motorway.

How can I save money on my Sterling luggage trailer insurance policy?

You will find Sterling luggage trailer insurance is great value for money, but you can save even more with up to 17.5% discount for trailers fitted with data tag security systems.

Sterling’s best deals are only available over the phone and cannot be found on price comparison sites.

Where can I find cheap luggage trailer insurance?

Sterling insurance has luggage trailer insurance policies that really deliver the goods when it comes to value for money and benefits.

As well as luggage trailers, Sterling has policies for all kinds of trailers including horsebox trailers, garden trailers, builders’ trailers, trailer tents, boat trailers, flatbed trailers and teardrop trailers.

Whether your luggage trailer is only rolled out for holidays or is on the road in regular use, Sterling has cover to protect you and your property.

How do I get an insurance quote from Sterling?

Even better deals over the phone

Our best policies and prices for trailer insurance do not appear on price comparison sites and are not available online.

So let us compare the cost of insurance premiums with the levels of cover available. Please note that we’ll get quotes from multiple providers to ensure we find the cover that’s right for you.

Help is here when you need it

Sterling’s claim line is open 24 hours a day, 365 days a year.

If an insurance customer needs to make a claim, we’ll be here for you. Be assured there will be a sympathetic ear at the end of the phone.

Our staff are based in the UK

Whether you’re calling for a quote or want to make a claim, our staff are based in the UK and ready for your call.

As soon as you agree the policy terms, your insurance can be issued on the same day.

30 years’ experience in the industry

Our senior staff have been working in the insurance industry for 30 years.

It means we can help if you need to find cover for situations or circumstances that are a bit more specialist.

Get a quote with us!

It's easy.

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