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Boat Trailer Insurance

Boat Trailer Insurance

Prices for boat trailer insurance start from £90. If you ever need to transport a jet ski, dinghy or boat, then speak to one of the team at Sterling about cheap trailer insurance. Call us – our best prices are often available over the phone.

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Rated 'Great' based on 9,820 reviews

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Rated Great
Rated ‘Great’ based on 9,820 reviews
Boat Trailer Insurance from just £90!

Do you need separate trailer insurance for boats?

If you ever tow a trailer carrying a dinghy or a boat, you should take out insurance for your boat trailer.

Most comprehensive car and van insurance policies cover trailers, but usually only for third party liability. It means you would be covered for injury to another person or damage to their property, but not if your trailer was damaged in an accident that was your fault. You would also not be covered for theft or fire damage.

Sterling’s specialist boat trailer insurance can help solve these problems. The best deals are available over the phone.

The benefits of getting a policy with Sterling

  • Prices start from £90
  • Cover available for commercial and domestic use
  • Covers trailers up to the value of £40,000
  • Includes up to £1m public liability cover
  • European cover for up to 30 days included
  • Claims helpline open 24/7

Prices from £90

Sterling compares quotes from various insurance companies so you get the very best deal for your trailer insurance. Phone one of our experts who will find a price that works for you and your needs. Discounts are available if you fit a data tag security system to your trailer.

Covers commercial and domestic use

Whether you are towing a trailer with a boat for business or pleasure, our policies provide peace of mind cover in case anything happens. Our best prices are often over the phone. So let us know your needs, and we will find a policy with the right level of cover.

Cover for trailers up to the value of £40,000

Whether you use a boat for work or for pleasure, Sterling will cover your trailer up to the value of £40,000. We can insure trailers for boats used for all kinds of watersports, exploring the waterways as well as fishing. Call our team, let them know your needs, and we will find the policy for you.

Up to £1m public liability cover

Sterling will also provide you with up to £1m public liability cover with its boat trailer insurance. As a standard feature in all of our trailer policies, it provides you with a certain level of cover if anything unexpected happens.

Includes European cover (for up to 30 days)

As well as being covered in the United Kingdom, Channel Islands and the Isle of Man, our trailer policies also include up to 30 days in the European Union. Your trailer must be registered in the UK. Extensions for longer periods in Europe and locations further afield are available on request.

Claims hotline is open 24/7

Sterling’s UK based claim line is open 24 hours a day, 365 days a year. If you have damage to your trailer or it has been vandalised and you need to make a claim, we will be here for your call.

Get a quote with us!

It's easy.

Frequently asked questions

  • Covers accidental damage, fire and theft.
  • New for old cover on trailers up to three years old.
  • Up to 17.5% discount for trailers fitted with security devices.
  • Cover that suits your needs.

Sterling boat and dinghy trailer insurance policies can suit all watercraft owners who need to use a trailer to transport their vessel, including those who:

  • Use a boat in the course of their work.
  • Enjoy watersports, such as water skiing, kite boating, canoeing, kayaking, yachting, sailing, wakeboarding, rafting, jet skiing, power boating, rowing, windsurfing or parasailing.
  • Don’t have a permanent mooring, or like to explore the coast or inland waterways.
  • Enjoy fishing from their boat.

Sterling, which is authorised and regulated by the Financial Conduct Authority, will help find you cheap trailer insurance.

Sterling can provide specific cover for horse box trailers, flatbed trailers, trailer tents, builders’ trailers, garden trailers, luggage trailers, and teardrop trailers.

Sterling boat trailer insurance is already great value for money, but you can save even more with up to 17.5% discount for trailers fitted with data tag security systems.

The best deals are only available over the phone and cannot be found on price comparison sites.

  • The weight of your boat trailer and contents must be within the vehicle’s towing ability and not more than 85% of the car’s kerbside weight if the boat trailer has brakes – 50% if it hasn’t. (Depending on when you passed your driving test the towing allowance may differ. Check for the latest Department for Transport advice.)
  • Maximum boat trailer width in the UK and EU is 2.55m.
  • Indicators, lights and brakes (where fitted) must work and the boat trailer must display the same number plate as the towing vehicle.
  • Boat trailer speed limits on UK roads are 60mph for motorways and dual carriageways and 50mph on single carriageway roads. Boat trailers are prohibited from the outside lane of a motorway.

Even better deals over the phone

We think our quotation service is one of the swiftest in the business and your policy will be issued on the same day you agree the deal.

Our best policies and prices for boat trailer insurance do not appear on price comparison sites and are not available online.

Let us compare the cost of insurance premiums with the levels of cover available. We’ll get quotes from multiple insurance providers to ensure you get the very best deal.

Help is here when you need it

Sterling’s claim line is open 24 hours a day, 365 days a year.

If you ever need to make a claim, someone will be here for you at the other end of the phone.

Our staff are based in the UK

Whether you’re calling for a quote or want to make a claim, our staff are based in the UK and ready for your call.

As soon as you agree the policy terms, your insurance can be issued on the same day.

30 years’ experience in the industry

Our senior staff have been working in the insurance industry for 30 years.

It means we can help if you need to find cover for situations or circumstances that are a bit more specialist.

Get a quote with us!

It's easy.

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