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Mature Driver Insurance

Car Insurance over 80s

Over 80s car insurance available from under £1.20 per day. If you are over the age of 80 and disappointed with the cost of your insurance premium, now is a good time to chat to Sterling. We understand you still want to be driving, so call us today for a quote.

Car Insurance for mature drivers from just £425 per year!

Why is Sterling Insurance for over 80s so cheap?

Sterling offers car insurance for older drivers, whichever policy they choose: third party only, third party fire and theft, or fully comprehensive.

Statistics suggest that older drivers are on the road less than younger drivers. The Institute of Advanced Motorists has revealed that pensioners comprise 8% of UK  drivers, but they are only involved in around 4% of injury accidents.

In comparison, the under 25s makeup 15% of the driving population but are involved in 34% of injury accidents.

From this, we can provide a cheaper insurance premium for a driver over the age of 80.

Benefits of getting a policy with Sterling

Prices start from £425
Free legal protection up to £100,000
Free European cover for up to 30, 60 or 90 days
Breakdown cover, keycare, misfuelling, windscreen (optional extras)
Claims hotline open 24/7
Best prices over the phone

Prices from £425

Sterling compares quotes to make sure you get a policy at the right price. Speak to one of our experts, let us know if you have any medical conditions, and we can find car insurance for your needs.

Green card cover for driving in the EU post-Brexit

Sterling policies allow you to drive through Europe for up to 30, 60 or 90 days for free if your vehicle is registered in the UK. We can also help motorists with post-Brexit insurance paperwork – known as Green Card – after Britain leaves the EU.

Claims hotline open 24/7

Sterling’s claim line is open 24 hours a day, 365 days a year. If you need to make a claim, we’ll be here for your call. We’ll try our best to make the entire process as hassle free as possible.

Free legal protection up to £100,000

If you’re ever involved in an accident that isn’t your fault, things can be far from straightforwards. Our legal cover is a standard feature in our car insurance policies, and can help you with legal needs afterwards.

Optional extras such as breakdown cover

Add Sterling home-start service and European / UK breakdown cover to your car insurance policy. It’s ideal for keeping you on the move. We also offer misfuelling cover, keycare, windscreen and protected No Claims Discount as optional extras.

Call for the best deal

Our best policies do not appear on price comparison sites and are not available online. So pick up the phone and call us.

Get a quote with us!

It's easy.

What else can my over 80s insurance policy include?

  • Fully comprehensive policies are available.
  • Tailor-made features for the needs of older drivers.
  • Cover for all types of car.
  • Courtesy car provided in the event of an accident (depending on policy).
  • Salvage retention.
  • Independent agreed value cover (optional extra).

Can I make my over 80s insurance even cheaper?

  • Transfer previous No Claims Discount to your Sterling policy.
  • Low mileage drivers should explore limited mileage options.
  • Look into second car policies if you own more than one vehicle.
  • Fitting extra security precautions such as alarms, dash cams and trackers.
  • Insurance premium discounts of up to 20% for members of car owners club.

How do I get a mature driver insurance quote from Sterling?

Sterling does the hard work for you

We think our quotation service is one of the swiftest in the business and your policy will be issued on the same day you agree the deal.

Let us compare the prices with the levels of cover. We’ll take quotes from multiple insurance providers to ensure you get the very best deal.


Help is here when you need it

Sterling’s claim line is open 24 hours a day, 365 days a year.

If an insurance customer needs to make a claim, we’ll be here for you. Be assured there will be a sympathetic ear at the end of the phone.

Our staff are based in the UK

Whether you’re calling for a quote or want to make a claim, our staff are based in the UK and ready for your call.

As soon as you agree the policy terms, your insurance can be issued on the same day.

30 years’ experience in the industry

Our senior staff have been working in the insurance industry for 30 years.

It means we can help if you need to find cover for situations or circumstances that are a bit more specialist.


Get a quote with us!

It's easy.

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