New Customers | Existing Customers

Get a free quote

Existing customers please call
Click here to close
Mature Driver Insurance
Mature driver standing beside their car

Car insurance for over 70s

Annual policy prices start from £325 for drivers over the age of 70. If you are an older driver trying to find car insurance at a fair price, it’s time to give Sterling a call. We’ll look at your individual circumstances to find an insurance premium to get you on the road.

Trustpilot logo
Rated Great
Rated 'Great' based on 9,820 reviews
Trustpilot logo
Rated Great
Rated ‘Great’ based on 9,820 reviews
Over 70s car insurance from just £325!

Why is car insurance for over 70s so cheap?

We realise that the longer you have held a driving licence, the more experienced you are as a driver. That’s why we can offer value for money insurance policies for the over 70s whether you choose fully comprehensive or third party, fire and theft cover.

Statistics suggest older drivers are probably safer on the road than younger drivers. With that knowledge, and taking your individual circumstances into account, we can offer you a better deal.

The Institute of Advanced Motorists has revealed that pensioners comprise 8% of UK  drivers, but they are only involved in around 4% of injury accidents.

In comparison, the under 25s make up 15% of the driving population but are involved in 34% of injury accidents.

Benefits of getting a policy with Sterling

  • Prices start from £325
  • Free legal protection up to £100,000
  • Free European cover for up to 30, 60 or 90 days
  • Breakdown cover, keycare, misfuelling, windscreen (optional extras)
  • Claims hotline open 24/7
  • Best prices over the phone

Prices from £325

Sterling compares quotes to make sure you get a policy with the right insurance company. Speak to one of our experts, let us know if you have any medical conditions, and we can find car insurance for your needs.

Green card cover for driving in the EU post-Brexit

Sterling policies allow you to drive through Europe for up to 30, 60 or 90 days for free if your vehicle is registered in the UK. We can also help motorists with post-Brexit insurance paperwork – known as Green Card – after Britain leaves the EU.

Claims hotline open 24/7

Sterling’s claim line is open 24 hours a day, 365 days a year. If you need to make a claim, we’ll be here for your call.

Free legal protection up to £100,000

If you’re ever involved in an accident that isn’t your fault, things can be far from straight forwards. Our legal cover is a standard feature in our car insurance policies, and it can help you recover any uninsured losses.

Optional extras such as breakdown cover

Add Sterling home-start service and European / UK breakdown cover to your car insurance. We also offer misfuelling cover, keycare, windscreen and protected No Claims Bonus as optional extras.

Call for the best deal

Our best policies do not appear on price comparison sites and are not available online. So pick up the phone and call us.

Get a quote with us!

It's easy.

Frequently asked questions

  • Fully comprehensive policies are available.
  • Tailor-made features for the needs of an older driver.
  • Cover for all types of car.
  • Courtesy car provided in the event of an accident (depending on policy).
  • Salvage retention.
  • Independent agreed value cover (optional extra).
  • Transfer previous No Claims Discount to your Sterling policy.
  • Low mileage drivers should explore limited mileage options.
  • Look into second car policies if you own more than one vehicle.
  • Fitting extra security precautions such as alarms, dash cams and trackers.
  • Insurance premium discounts of up to 20% for members of car owners clubs.

Sterling does the hard work for you

We think our quotation service is one of the swiftest in the business and your policy will be issued on the same day you agree the deal.

Let us compare the prices with the levels of cover. We’ll take quotes from multiple insurance providers to ensure you get the very best deal.

Help is here when you need it

Sterling’s claim line is open 24 hours a day, 365 days a year.

If an insurance customer needs to make a claim, we’ll be here for you. Be assured there will be a sympathetic ear at the end of the phone.

Our staff are based in the UK

Whether you’re calling for a quote or want to make a claim, our staff are based in the UK and ready for your call.

As soon as you agree the policy terms, your insurance can be issued on the same day.

30 years’ experience in the industry

Our senior staff have been working in the insurance industry for 30 years.

It means we can help if you need to find cover for situations or circumstances that are a bit more specialist.

Get a quote with us!

It's easy.

New Customers
This website uses cookies to improve your experience. We'll assume you're ok with this, but you can opt-out if you wish.
Read more