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Over 50 mature driver
Over 50 driving his Land Rover

Cheap car insurance for over 50s

Annual car insurance for drivers over 50 starts from £249. If you’re frustrated with paying too much, try a specialist quote from Sterling. We realise your age is an asset rather than a liability – that’s why we cover older drivers for less than you’d imagine.

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Rated 'Great' based on 9,498 reviews
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Rated Great
Rated ‘Great’ based on 9,498 reviews
Car Insurance for Over 50s from just £249!

Is car insurance cheaper for over 50s?

Mature drivers are probably safer on the road and are less likely to be involved in an accident. With age comes experience, that’s why we reward them with even better policy prices. And our best prices are always available over the phone.

Statistics provided by the Institute of Advanced Motorists suggest that the older you get the less of an accident risk you are. Pensioners make up 8% of drivers in the UK, but they are only involved in around 4% of accidents that cause injury.

This compares very favourably with drivers under 25. They makeup 15% of the driving population but are involved in 34% of injury accidents.

The benefits of getting a policy with Sterling

  • Prices start from £249
  • Free legal protection up to £100,000
  • Free European cover for up to 30, 60 or 90 days
  • Breakdown cover, keycare, misfuelling, windscreen (optional extras)
  • Claims hotline open 24/7
  • Best prices over the phone

Prices from £249

Sterling compares quotes from multiple providers to make sure you get the very best deal. Speak to one of our insurance experts who will assess your needs and provide you with a quote from the right insurance company. Let us do the work for you.

Green card cover for driving in the EU

Sterling policies allow you to drive through Europe for up to 30, 60 or 90 days for free if your vehicle is registered in the UK. We can also help motorists with insurance paperwork – known as Green Card – for driving through Europe.

Claims hotline open 24/7

Sterling’s claim line is open 24 hours a day, 365 days a year. If you need to make a claim, we’ll be here for your call. We’ll try our best to make the entire process as hassle free as possible.

Free legal protection up to £100,000

If you’re ever involved in an accident that isn’t your fault, things can be far from straightforward. Our legal cover is a standard feature in our car insurance policies and can help you recover any out of pocket expenses from the incident.

Optional extras such as breakdown cover

Add Sterling home-start service and European / UK breakdown cover to your car insurance policy. It’s ideal for keeping you on the move. We also offer misfuelling cover, keycare, windscreen and protected No Claims Bonus as optional extras.

Call for the best deal

Our best policies do not appear on price comparison sites and are not available online. So pick up the phone and call us.

Get a quote with us!

It's easy.

Frequently asked questions

Our specialist policies are tailor-made for men and women over the age of 50 – here are some of the features you can expect from your policy:

  • Cover for all types of car, even if you own a classic car.
  • Salvage retention.
  • Independent agreed value cover (optional extra).
  • Courtesy car available on some policies.

Here are a number of ways you can earn additional discounts on your Sterling comprehensive car insurance.

  • Transfer previous No Claims Discount to your new policy.
  • Low mileage drivers should explore limited mileage options.
  • Look into second car policies if you own more than one vehicle.
  • Fit extra security precautions such as alarms and trackers.
  • Up to 20% off for members of owners clubs.

Getting a quote couldn’t be any easier.

Sterling does the hard work for you

We think our quotation service is one of the swiftest in the business and your policy will be issued on the same day you agree the deal.

Let us compare the prices with the levels of cover. We’ll take quotes from multiple insurance providers to ensure you get the very best deal.

Help is here when you need it

Sterling’s claim line is open 24 hours a day, 365 days a year.

If an insurance customer needs to make a claim, we’ll be here for you. Be assured there will be a sympathetic ear at the end of the phone.

Our staff are based in the UK

Whether you’re calling for a quote or want to make a claim, our staff are based in the UK and ready for your call.

As soon as you agree the policy terms, your insurance can be issued on the same day.

30 years’ experience in the industry

Our senior staff have been working in the insurance industry for 30 years.

It means we can help if you need to find cover for situations or circumstances that are a bit more specialist.

Over 50 mature driver

Get a quote with us!

It's easy.

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