Insurance can be a tricky thing, and it’s made even trickier for those travelling between Northern Ireland and the Republic of Ireland. In this blog, we explain the rules around travelling to the Republic from Northern Ireland and whether you need travel insurance.
Do I need travel insurance when travelling from Northern Ireland to the Republic of Ireland?
Most sources suggest that you take out travel insurance when travelling from Northern Ireland and other parts of the UK to the Republic of Ireland. This covers you in the event any of the following go wrong:
- Items are lost or stolen (e.g. money, suitcase, passport, etc.)
- Your trip gets cancelled or cut short due to external circumstances
- You have a medical emergency
- You suffer personal injury on your trip
- You damage or injury a third party property or person
If you don’t take out travel insurance, it’s likely that you’ll have to pay out of your own pocket to cover these costs, which can be very costly. If your trip is cancelled or cut short due to extenuating circumstances, you might not receive any compensation for this if you don’t have travel insurance in place.
Do I need anything else?
On top of travel insurance, you should also bring a UK Global Health Insurance Card (GHIC) – or a European Health insurance Card (EHIC) if it’s still in date.
Like other countries in the EU, the Republic of Ireland has its own healthcare system, so you’ll need to make sure you have a GHIC or EHIC card that is in date so you can access the same healthcare as Irish nationals.
We’ve also covered other important items you’ll need when travelling to the Republic of Ireland in our blog on Am I insured to drive in the Republic of Ireland?, which covers everything from insurance to driving permits.
And if you are travelling by vehicle to Ireland, give us a call on 0344 381 9990. We offer affordable car insurance that’s tailored to your needs.
