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Impounded Car Insurance in Northern Ireland

Get impounded car insurance to release your vehicle from the impound.

How to get impounded car insurance from Sterling NI

Give us a call

Our best quotes are available over the phone – call us for temporary cover to take your car out of the impound.

Tailor the quote to your needs

You can get cover for as long as you need, with extras like breakdown cover and keycare available.

Get driving

You can start driving on the day your insurance policy begins.

Impounded Car Insurance for Northern Ireland Residents from just £185

Get impounded car insurance from the experts

A car can be seized for a number of reasons. However, as you usually only have seven days to claim it, you probably want to get it out of the police compound first.

Most insurers consider you a higher risk if your vehicle’s been seized by the police, meaning you could struggle to get insurance for your impounded car in Northern Ireland. And although you might already have a policy in place, most standard policies won’t cover you for releasing your vehicle from the impound.

If you’re looking for affordable seized car insurance, speak to us for a quote. We can provide cover for short periods, allowing you to get your vehicle out of the impound with the right insurance in place.

You’ll usually need to prove that your car is covered for at least 30 days in order to get it out of the impound. If you already have a policy in place but it won’t cover you for taking your vehicle out of the pound, we offer 24-hour impound insurance to cover your vehicle for the journey from the tow yard back home. Alternatively, we can provide impounded car insurance for up to 30 days if you don’t currently have a policy in place.

Why choose Sterling NI for impounded car insurance?

Whatever your vehicle, we can help you get a fast and affordable impounded car insurance quote in Northern Ireland. Call us for a quote.

Cover for 24 hours if required

If you just need cover to get your vehicle out of the police compound, we can provide cover for 24 hours only.

Team of experts

Getting the right cover for your impounded car can be difficult. Speak to our team of experts for a fast and affordable quote.

Over 30 years' experience

With over 30 years’ experience in the industry, we’re able to offer cover where others cannot.

Access to a wide range of insurers

Our experience in the industry allows us to find more affordable quotes than you might find elsewhere.

Speak directly to us

Choose to get an online quote or call us directly and we can compare quotes for you.

Which type of insurance should I get?​

Fully comprehensive

This is the highest level of protection you can get and protects you regardless of who is at fault.

Third-party, fire and theft

This covers damage to other people, their cars and their property, as well as your vehicle in the event it gets stolen or damaged by fire.

Third-party only

This will only cover damage to other people, their car, or their property in the event of an incident. This cover is the minimum level of coverage you must get.

Get a quote with us!

It’s easy

Frequently asked questions

What is impounded car insurance?

Impounded car insurance is a temporary insurance policy that provides you with the insurance you need to get your vehicle out of the pound. You’ll need to take proof of your insurance to the police when you collect your vehicle. Your insurance must usually be valid for 30 days, so this short-term cover helps ensure you have the right protection in place.

How much is impounded car insurance?

Impounded car insurance can be surprisingly affordable, especially as you usually only need cover for up to a month. Our best rates are only available over the phone – call us for a fast, fuss-free insurance quote.

What do I need to do to release my seized car?

If your vehicle has been seized by a police officer, you’ll need to go to the pound within seven working days of the incident. You’ll need to bring the following items in order to recover your vehicle:

  • Proof of your identity, such as your driving licence or passport
  • Valid certificate of your insurance
  • Proof that you own the vehicle (e.g. your V5C)
  • MOT certificate or proof of a recent MOT appointment
  • Valid tax information

Can I get my car out of impound without insurance?

No, you will need insurance in order to get your car out of the impound. Driving without at least third party cover is an illegal offence that could get you points on your licence and a fine.

If you don’t have insurance in place when you pick up your car, you won’t be allowed to take the vehicle out of the pound. If you find that most insurance companies do not offer impounded car insurance, call us for a quote as we’re often able to help where other companies cannot.

How much does it cost to get a car out of impound?

The typical cost of getting your car out of the pound is around £150, plus £20 for each day that it is left at the police compound.

Can I get impounded car insurance if I’m not the registered keeper?

You might struggle to get impounded insurance if you aren’t the registered keeper unless the circumstances allow you to do so. If you’re struggling to find cover, give us a call and let us know about your situation. We’ll see what we can do.

Who can pick up an impounded car?

The owner of the vehicle should usually pick it up from the pound. In very rare cases, someone else can collect it on your behalf as long as they bring evidence for why you can’t attend. Reasons for this could include that the registered keeper is:

  • In hospital
  • Currently immobile and unable to drive
  • Out of the country
  • In custody
  • Unable to attend due to compassionate or medical reasons

Can police impound your car for no insurance?

Yes, vehicles are often seized because either it wasn’t insured, the driver was unable to produce a valid driving licence, or the vehicle was causing others alarm, distress or annoyance. Driving without insurance is an illegal offence so in order to prevent your vehicle from being seized, you must make sure you have valid insurance in place before you drive on public roads.

Does car insurance cover impound fees?

Most regular car insurance policies will not include the recovery of impounded vehicles. If your policy does not explicitly state that it covers impound fees, it’s likely that you’ll need to take out a separate impounded car insurance policy when you drive your vehicle home from the pound.

Does getting your car impounded affect car insurance premiums?

This depends on the reason your vehicle was impounded. For instance, if you committed a driving offence, such as driving without insurance or driving in a dangerous way, it’s likely that your insurance premiums will increase because insurers view you as a higher risk.

We understand that having your vehicle impounded often reduces the likelihood that you’ll make the same mistake again, so we can help you get affordable cover in NI if you’re struggling to do so – call us for a quote.

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