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Impounded Car Insurance in Northern Ireland

Cover to release your vehicle from the impound

How to get impounded car insurance from Sterling NI

Give us a call

Speak to our approachable team for an impounded car insurance quote.

We listen to your needs

We understand having your car impounded can be stressful. Our team is on hand to help you navigate the situation.

Get your vehicle out of the impound

We can provide impounded car insurance for one day so you can get your vehicle out of the police compound.

Impounded Car Insurance for Northern Ireland Residents from just £185

Get impounded car insurance from the experts

You’ll usually need proof that your car is insured for at least 30 days to get your vehicle out of the impound. Unfortunately, many policies don’t include cover for collecting your vehicle from the pound, which is where our cover comes in handy.

We offer one day impounded car insurance – otherwise known as compound insurance – so you can rest assured your vehicle is covered for the journey from the tow yard back home. Alternatively, we can provide impounded car insurance for one day and then an annual policy once it expires if required.

If you’re looking for seized car insurance from a team of non-judgemental insurance experts, speak to us for a quote. We know that for many, having your vehicle seized by the police marks a turning point in which many offenders see the error of their ways. As a result, we treat you with the same care and respect we give everyone else.

Why choose Sterling NI for impounded car insurance?

Whatever your vehicle, we can help you get a compound car insurance quote in Northern Ireland.

Cover for one day if required

If you only need cover to get your vehicle out of the police compound, we can provide impounded car insurance for one day.

Team of experts

Our friendly team of insurance brokers are on hand to discuss your situation and can accommodate your needs.

Access to a wide range of insurers

Our experience in the industry has allowed us to build relationships with a number of insurers, allowing us to help in even the most unusual circumstances.

Speak with us over the phone

Choose to get an online quote or give us a call to speak with us about your situation.

Which type of insurance should I get?​

Fully comprehensive

This is the highest level of protection you can get and protects you regardless of who is at fault.

Third-party, fire and theft

This covers damage to other people, their cars and their property, as well as your vehicle in the event it gets stolen or damaged by fire.

Third-party only

This will only cover damage to other people, their car, or their property in the event of an incident. This cover is the minimum level of coverage you must get.

Get a quote with us!

It’s easy

Frequently asked questions

What is impounded car insurance?

Impounded car insurance is a temporary policy that provides you with the cover you need to get your vehicle out of the impound. You’ll need to take proof of your insurance to the police when you collect your vehicle.

Your insurance must usually be valid for 30 days, but many policies don’t cover the recovery of your vehicle from the compound. Our one-day cover helps ensure you have the right protection in place.

How much is impounded car insurance?

The cost of your impounded car insurance depends on a number of factors, including the type of vehicle you drive and where you live. It’s generally fairly affordable as you usually only need impounded insurance for the day you collect your vehicle from the police. Speak to us about your situation for a quote.

What do I need to do to release my seized car?

If your vehicle has been seized by a police officer, you’ll need to go to the pound within seven working days of the incident. You must bring the following items to recover your vehicle:

  • Proof of your identity, such as your driving licence or passport
  • Valid certificate of your insurance
  • Proof that you own the vehicle (e.g. your V5C)
  • MOT certificate or proof of a recent MOT appointment
  • Valid tax information
Can I get my car out of impound without insurance?

No, you will need insurance to get your car out of the impound. Driving without a minimum of third party cover is an illegal offence that could get you points on your licence and a fine.

If you don’t have insurance when you pick up your car, you won’t be allowed to take the vehicle out of the pound.

How much does it cost to get a car out of impound?

The typical cost of getting your car out of the pound is around £150, plus £20 for each day it’s left at the police compound.

Who can pick up an impounded car?

The vehicle’s owner should usually pick it up from the police compound. In rare cases, someone else can collect it on your behalf – so long as they bring evidence as to why you can’t attend. 

Reasons for this could include that the registered keeper is:

  • In hospital
  • Currently immobile and unable to drive
  • Out of the country
  • In custody
  • Unable to attend due to compassionate or medical reasons
Can police impound your car for not having an insurance policy in place?

Yes, vehicles are often seized because they weren’t insured, the driver couldn’t produce a valid driving licence, or the vehicle was causing others alarm, distress or annoyance. Driving without insurance is an illegal offence so to prevent your car from being seized, you must make sure you have valid insurance in place before you drive on public roads.

Does car insurance cover impound fees?

Most regular car insurance policies will not include the recovery of impounded vehicles. If your policy does not explicitly state that it covers impound fees, it’s likely that you’ll need to take out a separate impounded car insurance policy when you drive your vehicle home from the pound.

Does getting your car impounded affect car insurance premiums?

This depends on the reason your vehicle was impounded. For instance, if you committed a driving offence, such as driving without insurance or driving dangerously, your insurance premiums will likely increase because insurers view you as a higher risk.

We understand that having your vehicle impounded often reduces the likelihood that you’ll make the same mistake again, so we can help you get car insurance after your vehicle has been recovered if you’re struggling to get a quote.

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