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Extra benefits for family of four

Short Term Car Insurance in Northern Ireland

Whether you need short-term car insurance in Northern Ireland for a day, a month or three months, we can find you affordable cover. Prices start from £37.50 for seven days.

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Rated 'Great' based on 4,102 reviews
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Rated Great
Rated ‘Great’ based on 4,102 reviews
Short term insurance for seven days from £37.50!

Short-term car insurance for a range of circumstances

The benefits of temporary car insurance with Sterling NI

Borrowing your friend’s van for a trip? Learning to drive? Hiring a vehicle while your car’s in the garage? Recently purchased a car and need short-term cover to drive it home? Whatever your reason for needing temporary car insurance, we can help.

Our short-term policies offer the same level of protection as our annual policies, giving excellent peace of mind. Our flexible insurance policies mean we can cover a wide range of vehicles and drivers aged 21 or over in Northern Ireland.


  • Temporary insurance for a few days, weeks or months
  • Prices start from £37.50 for seven days of cover
  • Free, convenient online app lets you buy cover on demand
  • Short term insurance with the benefits of an annual policy
  • Legal protection up to £100,000 included
  • For drivers aged 21 and over

Temporary insurance for a few days, weeks or months

We can help you secure a great deal on short-term insurance. Get a quote from us, whether you need cover for one day, a couple of weeks or a few months.

Prices start from £37.50 for seven days of cover

Our cover is affordable – prices start from just £37.50 for seven days of cover. This is ideal if you don’t want to pay for a full annual policy and instead need to insure a car for a short period of time.

Free, convenient online app lets you buy cover on demand

Download our free online app – available on both the Play and App Store – to take out temporary cover whenever you want.

Short term insurance with the benefits of an annual policy

We offer a range of benefits on our short-term policies that we have on our annual policies. This includes free legal protection up to £100,000, plus the ability to travel abroad and build up your no claims bonus. We can also offer the same optional extras, such as breakdown cover, keycare and misfuelling cover.

Legal protection up to £100,000 included

Our legal cover is a standard feature in our car insurance policies for Northern Ireland residents, whether you purchase annual or short term insurance. So if you are ever involved in an accident that isn’t your fault, this can help you recover any out of pocket expenses afterwards.

For drivers aged 21 and over

Sterling’s temporary insurance for NI drivers is available to anyone 21 and over. We cover a wide range of vehicles, from vans, classic cars, imported vehicles, kit cars and campers.

Get a quote with us!

It's easy.

Frequently asked questions

  • Temporary car insurance for any period whether it’s seven days, up to 30 days and right up to three months.
  • Short term insurance with many of the benefits of a full 12-month policy.
  • Helps towards building your no claims bonus.
  • Classic cars, kit cars, campers, custom cars, modified cars and grey imports can all be covered.
  • Available to drivers aged 21 and cover in all insurance groups.
  • Driving your vehicle abroad is possible – just ask one of our team members.
  • We can even offer temporary cover for left hand drive vehicles.

You may need temporary car insurance because:

  • You’re selling your car or van.
  • You’re a learner driver (you can take out a full annual policy once you have your driving licence).
  • You’re moving abroad and need vehicle.
  • You’re sharing the driving on a long journey.
  • You’re insuring a cherished car that you only drive in the summer.
  • You’re working away and need van insurance.

Sterling short term insurance comes with a range of optional extras:

  • Cover for driving in Europe and beyond
  • Breakdown cover
  • Keycare
  • Misfuelling
  • Windscreen

Even better deals over the phone

Our best policies and prices do not appear on price comparison sites and are not available online.

So let us compare the cost of car insurance with the levels of cover. We’ll take quotes from multiple insurance providers to ensure you get the very best deal.


Help is here when you need it

Sterling’s claim line is open 24 hours a day, 365 days a year.

If you ever need to make a claim, someone will be here for you at the other end of the phone.

Our staff are based in the UK

Whether you’re calling for a quote or want to make a claim, our staff are based in the UK and ready for your call.

As soon as you agree the policy terms, your insurance can be issued on the same day.

30 years’ experience in the industry

Our senior staff have been working in the insurance industry for 30 years.

It means we can help if you need to find cover for situations or circumstances that are a bit more specialist.

Get a quote with us!

It's easy.

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