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European Breakdown Cover

Prices for Sterling’s European breakdown insurance start from £84.99. Driving in Europe and further afield can be stressful, and breaking down would add extra pressure to the situation. So get covered with Sterling for extra peace of mind on your next journey abroad.

European Breakdown Cover starts at just £84.99

We also arrange cover in selected non-European countries

Our breakdown insurance is comparable to that provided by the AA and RAC – but only costs around half the price.

Whether you are driving in the EU for business or for pleasure, you will want breakdown cover that offers reassurance help is available in case anything happens.

Sterling offers various types of European breakdown cover,  including policies if your car breaks down within the European Economic Area (EEA) and on our list of non-European countries.

As well as European countries, locations in Africa, former Soviet states and Russia are covered if you’re tempted by a more adventurous road trip.

Our best prices are available on the phone. Let us know your travel plans and we will find you the best prices for the level of cover you require.

The benefits of getting a policy with Sterling

Prices start from £84.99 a year - half the cost of similar cover from leading insurers
From cars to campers - cover for UK-registered vehicles
Includes call-out, roadside assistance, vehicle recovery, home service
Covers UK-registered vehicles in EEC countries on trips of up to 60 days
Breakdowns in selected non-EU countries can be covered too
Helplines are open 24/7, every day of the year

Prices start from £84.99

Sterling compares quotes from multiple insurers so you get the best deal and level of cover. Whether you are travelling to France, Spain, Germany or further afield, let us know your travel plans and we will find options for you.

Reliable 24/7 recovery assistance for vehicles at the roadside

Sterling Rescue will help at the scene of the breakdown, and our English speaking team will do our best to get you mobile again. If we cannot fix your vehicle on the roadside, vehicle recovery and onward travel for the driver and up to five passengers will be arranged.

A breakdown policy which covers the vehicle, not just the driver

Sterling’s breakdown cover applies to the vehicle, rather than just the driver. So if another family member or friend is driving when the car breaks down, they’ll be covered on our European breakdown policy.

Cover in Europe and selected Non-EU countries

Our European breakdown cover is available when travelling through countries within the EEA as well as parts of Africa, the former Soviet states and Russia. Share your travel itinerary with us, and we will find the right cover for you.

Includes call-out, vehicle repairs and transport for passengers

If your vehicle cannot be repaired before your return date, we can cover the cost of transporting it back to your home address. We will also arrange for reasonable onward travel for the driver and up to five passengers.

Call us for the best deal

Call us for the very best deals on offer. Let us do the work and find breakdown cover for you.

Get a quote with us!

It's easy.

What does Sterling European breakdown insurance cost?

Sterling have among the best value packages on the market for breakdown cover in Europe.

Prices start from £84.99 and drops to £59 when bought together with Sterling’s car insurance. In fact, the policy would probably pay for itself the first time you use it.

The exact cost and the cover included will vary depending on the vehicle, where you are travelling to and whether it is bought with your vehicle insurance.

If you buy breakdown cover with vehicle insurance, prices start from:-

  • £59 for cars
  • £56 for bikes
  • £42 for classic and kit cars
  • £95 for motorhomes
  • £95 for vans or pickups between 2,550kg and 3.500kg

Call us today – the best prices are always available over the phone.

With Brexit around the corner, will my annual Sterling breakdown policy remain valid after Britain leaves the EU?

Yes, it will. If you buy European Breakdown Cover for the year, it will remain valid throughout the duration of the policy. So whether the UK is in or out of the European Union, you will be covered if you do happen to break down in Europe.

What countries does Sterling European Breakdown insurance cover?

European Economic Area (includes EU)

Andorra, Austria, Belgium, British Isles, Croatia, Czech Republic, Denmark, Finland, France, Germany, Gibraltar, Greece, Ireland, Italy, Liechtenstein, Luxembourg, Monaco, Netherlands, Norway, Poland, Portugal, San Marino, Slovakia, Slovenia, Spain (inc Balearics), Sweden and Vatican City.

Cover in Switzerland is also available.

There is no breakdown cover available in Cyprus or Malta.

Additional Non-European countries

Albania, Belarus, Bosnia and Herzegovina, Bulgaria, Estonia, Hungary, Latvia, Lithuania, Moldova, Morocco, Montenegro, Romania, Russia (west of Urals), Serbia, The Former Yugoslav Republic of Macedonia (T.F.Y.R.O.M.), Turkey and Ukraine

How do I get a quote with Sterling?

Getting a quote from Sterling couldn’t be easier.

Have you broken down in Europe?

Call IMA (UK) Assistance Ltd Emergency 24-hour telephone numbers
00 44 1245 408 480 or 00 33 (0) 549 348 373.

Call us for the best deals

Sterling does the hard work for you and we think our quotation service is one of the swiftest in the business.

Let us compare prices from multiple insurance providers. Your policy will be issued the same day you agree on the cover.

Helpline open 24/7

We can offer an efficient and reliable service that operates 24 hours a day, 365 days of the year. Whenever you need help, there will be someone to take your call.

Our trained staff are also equipped with the most up to date mapping technology to provide a fast and efficient service when you need it most.

Our staff are based in the UK

Whether you’re calling for a quote or want to make a claim, our staff are based in the UK and ready for your call.

As soon as you agree the policy terms, your insurance can be issued on the same day.

30 years’ experience in the industry

Our senior staff have been working in the insurance industry for 30 years.

It means we can help if you need to find cover for situations or circumstances that are a bit more specialist.

Get a quote with us!

It's easy.

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