{"id":293,"date":"2020-10-23T19:59:00","date_gmt":"2020-10-23T18:59:00","guid":{"rendered":"https:\/\/www.sterling-insurance.co.uk\/blog\/?p=293"},"modified":"2026-01-16T16:50:18","modified_gmt":"2026-01-16T16:50:18","slug":"eight-unexpected-ways-you-can-use-short-term-insurance","status":"publish","type":"post","link":"https:\/\/www.sterling-insurance.co.uk/blog\/short-term\/eight-unexpected-ways-you-can-use-short-term-insurance\/","title":{"rendered":"Eight unexpected ways you can use short term Insurance"},"content":{"rendered":"\n<p>There\u2019s never a good time to be caught unprepared, <a href=\"https:\/\/www.sterling-insurance.co.uk\/blog\/short-term\/how-short-term-insurance-could-help-you-during-the-pandemic\/\">especially during these turbulent times<\/a>. From late-night supermarket trips to garden centre hauls, having a car has never provided more security or freedom.\u00a0<\/p>\n\n\n\n<p>Understanding the need for flexibility, Sterling has created a <a href=\"https:\/\/go.sterling-insurance.co.uk\/short-term-app\/\">short term app<\/a>, designed to offer <a href=\"https:\/\/www.sterling-insurance.co.uk\/blog\/car\/reduce-car-insurance-costs\/\">flexible car cover<\/a> for every conceivable &#8211; and inconceivable &#8211; circumstance. So, just how can <a href=\"https:\/\/www.sterling-insurance.co.uk\/short-term-car-insurance\/\">short term car Insurance<\/a> be of use to you? The short answer is: in so many ways. We\u2019ve rounded up eight scenarios where quick cover can be incredibly useful to have.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/sterling-wordpress.s3.amazonaws.com\/uploads\/2020\/10\/ST043-swap-driver-1024x731.png\" alt=\"\" class=\"wp-image-7567\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-1-swapping-drivers-on-long-road-trips-nbsp\">1. Swapping drivers on long road trips&nbsp;<\/h2>\n\n\n\n<p>When arranging a quick getaway or organise a long trip, the UK\u2019s glorious coastlines and countryside should be your first port of call. Short term Insurance can allow you to swap drivers on the move, ensuring your trip is as comfortable and safe as possible.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/sterling-wordpress.s3.amazonaws.com\/uploads\/2020\/10\/ST043-drive-in-the-city-1-1024x731.png\" alt=\"There are plenty of reasons you might need short term car insurance, from an impromptu holiday to collecting a new car.\" class=\"wp-image-7591\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-2-hiring-a-car-if-you-live-in-or-are-visiting-a-city-nbsp\">2. Hiring a car if you live in or are visiting a city&nbsp;<\/h2>\n\n\n\n<p>While most cities will have decent public transport, there\u2019s no substitute for the comfort and freedom driving can give you. So, when you\u2019re visiting a new city and want to explore the length and breadth, or maybe help a friend safely move house, having <a href=\"https:\/\/www.sterling-insurance.co.uk\/blog\/short-term\/short-term-insurance-prevent-fine\/\">temporary cover<\/a> gives you freedom.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/sterling-wordpress.s3.amazonaws.com\/uploads\/2020\/10\/ST043-take-over-in-emergency-1024x731.png\" alt=\"\" class=\"wp-image-7568\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-3-being-able-to-take-over-driving-in-an-emergency-situation-nbsp\">3. Being able to take over driving in an emergency situation&nbsp;<\/h2>\n\n\n\n<p>Hopefully you won\u2019t be in an emergency situation but if you do end up in a scenario where a friend has injured themselves or your driver becomes incapacitated in any way, short term Insurance will allow you to<a href=\"https:\/\/www.sterling-insurance.co.uk\/blog\/short-term\/insuring-a-borrowed-car\/\"> take the wheel <\/a>and take control of the situation.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/sterling-wordpress.s3.amazonaws.com\/uploads\/2020\/10\/ST043-borrow-from-family-1024x731.png\" alt=\"\" class=\"wp-image-7563\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-4-students-borrowing-a-friend-or-family-member-s-car-when-home\">4. Students borrowing a friend or family member\u2019s car when home<\/h2>\n\n\n\n<p>Maintaining freedom is likely to be a top priority for students when they come home between terms or for the holidays, and temporary cover can provide that freedom quickly and effortlessly.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/sterling-wordpress.s3.amazonaws.com\/uploads\/2020\/10\/ST043-just-passed-1024x731.png\" alt=\"\" class=\"wp-image-7565\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-5-learner-drivers-picking-up-their-car-after-passing-the-test-nbsp\">5. Learner drivers picking up their car after passing the test&nbsp;<\/h2>\n\n\n\n<p>If you\u2019ve just passed your driving test (congratulations!) you\u2019ll need to go and pick up your first car. Simply persuade a friend &#8211; who has held a licence for 2 years &#8211; to drive you or sit next to you while you drive (eeek), secure short term Insurance on the car and you\u2019re good to hit the road.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/sterling-wordpress.s3.amazonaws.com\/uploads\/2020\/10\/ST043-rent-for-staycation-1024x731.png\" alt=\"\" class=\"wp-image-7566\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-6-renting-a-car-for-a-staycation-nbsp\">6. Renting a car for a staycation&nbsp;<\/h2>\n\n\n\n<p>Booking a staycation is practically self-care these days and often plans are made last-minute, so having the ability to get up and go is essential. So, if you don\u2019t own a car, short term Insurance can give you that freedom.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/sterling-wordpress.s3.amazonaws.com\/uploads\/2020\/10\/ST043-blog-Illustrations-rent-luxury-car-1024x731.png\" alt=\"\" class=\"wp-image-7562\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-7-renting-a-luxury-or-classic-car-for-a-special-occasion-nbsp\">7. Renting a luxury or classic car for a special occasion&nbsp;<\/h2>\n\n\n\n<p>Whether you\u2019re arranging a car for a wedding or hiring one for a surprise birthday present, renting a luxury or classic car is a treat everyone should get to experience, and temporary cover will provide the peace of mind to do so.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/sterling-wordpress.s3.amazonaws.com\/uploads\/2020\/10\/ST043-test-drive-1024x731.png\" alt=\"\" class=\"wp-image-7569\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-8-test-driving-cars-if-you-re-an-influencer-blogger-or-vlogger\">8. Test driving cars if you\u2019re an influencer, blogger or vlogger<\/h2>\n\n\n\n<p>If you\u2019re lucky enough to be a influencer or blogger who has contacts in the automotive industry, you\u2019ll want temporary cover to ensure you can create great content of you whizzing around the tracks, #sponsored.&nbsp;<\/p>\n\n\n\n<p>Find out more information and download the Sterling short term app by <a href=\"https:\/\/go.sterling-insurance.co.uk\/short-term-app\/\">clicking here.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>There are plenty of reasons you might need short term car insurance, from an impromptu holiday to collecting a new car.<\/p>\n","protected":false},"author":6,"featured_media":294,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[58],"tags":[76],"class_list":["post-293","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-short-term","tag-short-term-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.9 (Yoast SEO v27.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Eight unexpected ways you can use short term Insurance | Sterling Insurance Blog<\/title>\n<meta name=\"description\" content=\"There are plenty of reasons you might need short term car Insurance, from an impromptu holiday to collecting a new car. Find out more unexpected reasons here\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.sterling-insurance.co.uk/blog\/short-term\/eight-unexpected-ways-you-can-use-short-term-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Eight unexpected ways you can use short term Insurance\" \/>\n<meta property=\"og:description\" content=\"There are plenty of reasons you might need short term car Insurance, from an impromptu holiday to collecting a new car. Find out more unexpected reasons here\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.sterling-insurance.co.uk/blog\/short-term\/eight-unexpected-ways-you-can-use-short-term-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Sterling Insurance Blog\" \/>\n<meta property=\"article:published_time\" content=\"2020-10-23T18:59:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-16T16:50:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.sterling-insurance.co.uk/blog\/wp-content\/uploads\/2024\/02\/ST043-blog-Illustrations-rent-luxury-car-1.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1400\" \/>\n\t<meta property=\"og:image:height\" content=\"1000\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Frazer Ansell\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Frazer Ansell\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.sterling-insurance.co.uk/blog\\\/short-term\\\/eight-unexpected-ways-you-can-use-short-term-insurance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.sterling-insurance.co.uk/blog\\\/short-term\\\/eight-unexpected-ways-you-can-use-short-term-insurance\\\/\"},\"author\":{\"name\":\"Frazer Ansell\",\"@id\":\"https:\\\/\\\/www.sterling-insurance.co.uk/blog\\\/#\\\/schema\\\/person\\\/c14b503bb0ab200dcc476e57d7bfaf63\"},\"headline\":\"Eight unexpected ways you can use short term Insurance\",\"datePublished\":\"2020-10-23T18:59:00+00:00\",\"dateModified\":\"2026-01-16T16:50:18+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.sterling-insurance.co.uk/blog\\\/short-term\\\/eight-unexpected-ways-you-can-use-short-term-insurance\\\/\"},\"wordCount\":561,\"publisher\":{\"@id\":\"https:\\\/\\\/www.sterling-insurance.co.uk/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.sterling-insurance.co.uk/blog\\\/short-term\\\/eight-unexpected-ways-you-can-use-short-term-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.sterling-insurance.co.uk/blog\\\/wp-content\\\/uploads\\\/2024\\\/02\\\/ST043-blog-Illustrations-rent-luxury-car-1.webp\",\"keywords\":[\"Short Term Insurance\"],\"articleSection\":[\"Short Term\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.sterling-insurance.co.uk/blog\\\/short-term\\\/eight-unexpected-ways-you-can-use-short-term-insurance\\\/\",\"url\":\"https:\\\/\\\/www.sterling-insurance.co.uk/blog\\\/short-term\\\/eight-unexpected-ways-you-can-use-short-term-insurance\\\/\",\"name\":\"Eight unexpected ways you can use short term Insurance | Sterling Insurance Blog\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.sterling-insurance.co.uk/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.sterling-insurance.co.uk/blog\\\/short-term\\\/eight-unexpected-ways-you-can-use-short-term-insurance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.sterling-insurance.co.uk/blog\\\/short-term\\\/eight-unexpected-ways-you-can-use-short-term-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.sterling-insurance.co.uk/blog\\\/wp-content\\\/uploads\\\/2024\\\/02\\\/ST043-blog-Illustrations-rent-luxury-car-1.webp\",\"datePublished\":\"2020-10-23T18:59:00+00:00\",\"dateModified\":\"2026-01-16T16:50:18+00:00\",\"description\":\"There are plenty of reasons you might need short term car Insurance, from an impromptu holiday to collecting a new car. 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