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breakdown cover
  1. Breakdown
24th November 2021

Does the age of your vehicle affect your breakdown cover?

This blog explains why the age of your car affects the cost of breakdown cover and why cover for a classic car may be cheaper.

Car Insurance from just £125 per year

Sterling Rescue breakdown cover costs from as little as £25.42 a year, but if you drive an older vehicle your premium will very likely be higher.

Sterling rates vehicles by their age and as they get older the cost of their cover will probably increase. That’s because vehicles develop faults and suffer from wear and tear the older they get.

breakdown cover

‘A 10 year old vehicle is twice as likely to break down’

Sterling Rescue’s Andy Morton explained: “A vehicle between 10 and 15 years old is twice as likely to break down as a 3 year old vehicle, and the cost of breakdown cover will increase proportionately. 

“But there are no hard and fast rules with Sterling. We assess each vehicle and set of circumstances individually to provide the breakdown cover needed at a sensible price.

“Once a vehicle is over 25 years old it becomes a ‘cherished’ vehicle and the breakdown frequency declines. Classic or cherished vehicles are well maintained and aren’t used as much, so breakdowns are fewer.”

Some insurers won’t provide breakdown cover for vehicles over 15 years old, but if you speak to a broker such as Sterling you can get cover for older vehicles and classics. And, because of the passion, time and money lavished on their vehicles by classic owners, their breakdown cover can sometimes be cheaper than it is for a standard vehicle that’s just a few years old. 

Sterling Rescue has a network of 1,800 breakdown specialists

Andy said: “Sterling Rescue can call on a network of 1,800 breakdown recovery specialists – so no matter where you break down we can get there to help. That means our breakdown cover is favourably comparable to that provided by other breakdown operatives, but at around half the cost.”

Another advantage of Sterling Rescue is that the vehicle is covered, no matter who is driving, where most other service providers cover just the person who took out the breakdown cover, and if they are not in the vehicle when it  breaks down you could be in a position where the driver of the vehicle is left stranded.

Sterling Rescue offers one of the best breakdown cover services on the market, with a range of cover levels to suit all budgets and needs, whether you are driving a brand new car, a 10 year-old second hand model or a classic vehicle that has been lovingly restored.

Our competitively priced range of service levels ensure you can be recovered from the roadside, assisted at home, in Europe or even further afield!

breakdown cover

Instant breakdown cover will come to the rescue

And, while it’s good to plan ahead and get your cover in advance, we know sometimes we overlook the important things in life. If you break down without cover, instant breakdown cover will get you back on the road as quickly as possible and also provide you with breakdown cover for the rest of the year. 

The free claims and advice helpline operates 24 hours a day, 365 days a year, so whenever and wherever you need assistance, you can be confident that help is just a phone call away.

Our trained staff are equipped with the most up to date mapping technology and computers to provide a fast and efficient service when you need it most.

And, in the unlikely event that we cannot sort your problem at the roadside, we will arrange and pay the reasonable cost of taking the vehicle, you and up to five passengers from where you have broken down to one place of your choice.

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