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Breakdown cover: everything you need to know

Car Insurance from just £125 per year

At Sterling, our breakdown cover is slightly different to other offerings out there. We often get queries from amazed customers about our breakdown cover, which is why we’ve put together the answers to some of your most pressing questions. Find out more about what Sterling’s breakdown cover is, what you should do if you breakdown and more in this blog!

What is breakdown cover?

Breakdown cover provides emergency assistance in the event that your car breaks down. This could be from something as small as your tyre getting a puncture or something as big as your battery going dead. Taking out breakdown cover helps ensure that you aren’t left stranded should the worst happen – or left with a large bill.

At Sterling, we offer a car breakdown service for a wide range of situations. Whether you need classic car breakdown cover, commercial vehicle breakdown insurance, national breakdown cover or European breakdown cover, give us a call on 0344 381 9990 to find out more. Our best rates are available over the phone.

Plus, when your breakdown cover is purchased alongside a car insurance policy, we offer discounts on your breakdown cover, which will help save you money upfront.

What’s included in Sterling breakdown cover?

Sterling breakdown insurance includes the following:

  • Roadside assistance and recovery to a local garage 
  • National recovery service
  • Home breakdowns

You can also opt for extras such as:

  • European breakdown cover
  • Breakdown cover in non-European countries

Roadside assistance, home breakdowns and onward journey

Whether you’ve tried to set off on a journey from home and your car won’t start or your car breaks down in the middle of an outing, we offer 24/7 roadside recovery assistance. Even if your vehicle can’t be fixed at the scene, we’ll take your car to the nearest approved garage for repairs. Or we’ll even transport your vehicle, you and up to five passengers to a place of your choice.

European breakdown cover

When you’re travelling in a different country and don’t speak the language, it’s often ten times more difficult to get help on the spot if you’ve broken down. But if you take out additional breakdown cover with us, all you need to do is give us a call. As long as you’re travelling in one of our approved countries, we’ll help you get back on the road again.

Not only do we offer cover in most European countries, but we also provide at extra cost breakdown assistance in some countries outside the EU too. Take a look at our European breakdown cover page to find out which countries we cover.

Why should you get breakdown cover?

No matter what kind of vehicle you own, there’s nothing worse than getting stranded in the middle of nowhere. This is often the case if you don’t have the right breakdown cover. Thankfully, as we work with over 850 Breakdown specialist garages in the UK alone, we help ensure you get the help you need as soon as possible.

Older or classic cars

You might feel like classic car breakdown cover for older cars is just another expense you don’t need. But if you own an older or classic car, you might find that your car breaks down more frequently, which makes car breakdown cover a must.

Commercial vehicles

If you own a commercial vehicle or you use your car for business, there’s nothing worse than breaking down when you’re working, especially if you’re on a tight deadline. As a result, commercial vehicle breakdown cover is a must as it helps ensure your vehicle is fixed as quickly as possible.

Does breakdown insurance cover the person or car?

Our policy covers your car, but this doesn’t mean we’ll leave you stranded while your car is getting fixed. If your car or van can’t be repaired at the scene of the breakdown, we’ll take your vehicle, you and up to five passengers to a place of your choice.

We also offer breakdown cover for multiple cars – let us know if you’d like to get cover on different vehicles and we should be able to help.

What do I do if my car breaks down?

If you’ve already taken breakdown cover out with us, simply give us a call. Sterling Rescue operates 24 hours a day, 365 days a year.

Does travel insurance cover car breakdown?

No. If you want to travel abroad in your car, we offer breakdown cover for countries in Europe, as well as countries further afield if you’re looking for an adventure.

Is there insurance for car repairs?

No – but you can buy warranties for repairs.

Find out more about our breakdown cover by calling 0344 381 9990.

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